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In SMA’s new eBook, “Personal Lines Underwriting Transformation: The New Age of Data,” Deb Smallwood expands on the current state of underwriting transformation and the path forward for the personal lines segment. The eBook highlights factors influencing change within underwriting, the progress the industry has made, the investments

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ReSource Pro

With valuations continuing to rise, insurance businesses looking to expand through mergers and acquisitions are increasingly turning to a different strategy: the producer lift-out. By hiring away top talent, a competitor can realize a far greater ROI than they can with conventional M&A activity. A
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Resource Pro Editorial Team

Personal lines insurance rarely sticks with the status quo for long. Societal forces, such as the pandemic and inflation, paired with ongoing changes across the industry, are pressing insurers to reevaluate their business priorities, strategies, and investments, including their channel expansion plans for 2023 and beyond.
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Mark Breading

In a survey we conducted this year, we found that not knowing where to begin was greatest barrier. Discover more of our findings in our latest blog.
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Resource Pro Editorial Team

Getting Strategic About Employee Benefits Operations Optimization Employee benefits brokers are facing mounting pressure from all directions. Rising client expectations, persistent talent shortages, regulatory complexity, and intense seasonal workload spikes are forcing benefits organizations to rethink how their operations are structured and managed. Getting strategic about employee benefits

Often, agencies update their list of directors, officers, and similar leaders on their annual/biennial returns. Whether and when annual returns are due can vary based on the state and the entity’s legal structure. In some states, the entity will need to submit an amendment to its Certificate of
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Resource Pro Editorial Team

Strengthening Claims Performance with a Claims Health Check Claims operations sit at the center of insurance performance, directly influencing loss ratios, customer satisfaction, and overall profitability. At a time when carriers face rising claim severity, reserve pressure, talent constraints, and accelerating technology change, maintaining healthy claims operations is

Strengthening Underwriting Performance with an Underwriting Health Check Insurance carriers face mounting pressure to improve underwriting results amid rising loss costs, persistent expense pressure, low investment yields, and increasing risk complexity. In this environment, underwriting discipline and operational alignment are no longer optional—they are essential to sustaining profitability

Strengthening Insurance Operations Through Process Maturity Insurance carriers operate in an environment defined by constant change. Regulatory pressure continues to evolve, customer expectations are rising, competition is intensifying, and prolonged low interest rates are placing sustained pressure on margins. In this landscape, success depends not only on strategy

Building Scalable Growth Through a Customer Acquisition Assessment Sustainable growth in today’s competitive insurance market requires more than strong products and competitive pricing. Insurance carriers must align sales strategy, processes, technology, and organizational capabilities to consistently acquire and retain profitable customers. When these elements operate in silos, growth

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