Kentucky Bars Use of Satellite Imagery Alone for Policy Cancellations and Claim Denials
KY| Kentucky Department of Insurance Bulletin 2026-01 advises that property and casualty insurers may not use satellite imagery as the sole basis for cancellation, nonrenewal, or claim denial because it does not constitute a reasonable investigation under KRS 304.12-230 and KRS 304.20-320, and may not be paired solely with any prohibited reasons under KRS 304.20-340. […]
Louisiana Sets 30-Day Notice Standard for Surplus Lines Cancellations and Nonrenewals
LA| Advisory Letter 2026-01 from the Louisiana Department of Insurance clarifies that, although the Insurance Code does not expressly impose statutory cancellation or nonrenewal notice standards on surplus lines insurers, the Commissioner is exercising general regulatory authority to require consumer-protective notice practices for surplus lines property and casualty policies in the state. Citing La. R.S. […]
New Nevada Guidance: Limits on Denials for Medically Necessary Cancer Biomarker Tests
NV| The Nevada Division of Insurance Bulletin 26-001 clarifies that, effective October 1, 2023, Nevada health insurers must provide coverage for medically necessary biomarker testing for the diagnosis, treatment, management, and ongoing monitoring of cancer when supported by medical and scientific evidence, regardless of whether policy language has been updated to reflect this requirement. If […]
Pennsylvania Raises Annual Autism Coverage Cap to $53,310 for 2027 Policies
PA| Pennsylvania Insurance Department Notice 2026-06 announces the annual Consumer Price Index for All Urban Consumers (CPI-U) adjustment to the statutory maximum benefit for autism services under Act 62, increasing the cap from $51,908 to $53,310 per year for policies issued or renewed in calendar year 2027 following a 2.7% CPI-U increase for the year […]
Colorado SLIP+ Update: New Filing Rules for Surplus Lines Effective April 1, 2026
CO| The SLIP+ For States March 5, 2026, CO bulletin announces that, effective April 1, 2026, all previously unreported Colorado surplus lines policies, endorsements, audits, and cancellations with effective dates on or after January 1, 2022 must be filed through SLIP+ for States, with 3% surplus lines tax applying but no SLIP+ transaction fee for […]
Texas Adopts New NCCI Hazardous Materials Classifications, Effective July 1, 2026
TX| The Texas Commissioner of Insurance order approves NCCI Item B-1450 as amended, allowing Texas to replace certain state-specific workers compensation classification phraseologies for hazardous material remediation (asbestos, mold, and lead paint) with multistate codes and descriptions, clarifying how these operations are classified and when related construction work must be separately rated, effective for new […]
Surplus Lines Update: American Western Home Insurance Co. Delisted from California Approved Insurer List
CA| The Surplus Line Association of California Bulletin 1517 announces that American Western Home Insurance Company (Oklahoma) has been removed from Californias List of Approved Surplus Line Insurers (LASLI) effective December 31, 2025, following its merger into Princeton Excess and Surplus Lines Insurance Company, and therefore no new or renewal California business may be written […]
The Excess Line Association of New York Adds Two Insurers to to Eligible Insurers List
NY| The Excess Line Association of New York (ELANY) issued Bulletin 2026-08 announces the addition of two insurers to their list of eligible E&S insurers list: Click here to see ELANY Bulletin 2026-08
New Louisiana Rule Requires Premium Discounts for IBHS FORTIFIED Homes Starting 2027
LA| Bulletin 2026-04 from the Louisiana Department of Insurance announces Regulation 136, which requires all property and casualty insurers writing in Louisiana to provide premium discounts on residential property policies for homes that obtain an IBHS FORTIFIED designation (Roof, Silver, or Gold), with discount levels determined using a Louisiana-specific mitigation discount benchmark table developed by […]
Kansas Joins SLIP+: New Surplus Lines Filing Platform Goes Live April 1, 2026
US| Kansas will go live with SLIP+ for States on April 1, 2026, joining other jurisdictions using the platform to streamline surplus lines filings and enhance regulatory compliance. To support onboarding, SLIP+ is hosting a Kansas-focused webinar on March 26, 2026, and has created a dedicated Kansas state page with invoicing and payment details, key […]