HI| Memorandum 2026-3A, from Hawaii Insurance Commissioner, informs all insurance producers, administrators, and surplus lines brokers that FEMA has updated Flood Insurance Rate Maps for over 3,500 parcels on Oʻahu, effective June 10, 2026, which will newly place some properties into high‑risk Special Flood Hazard Areas and trigger stricter building standards under ROH Chapter 21A and possible mandatory flood insurance requirements. It requests that licensees proactively explain these changes, related building standards, and potential insurance implications to clients, use the attached National Flood Insurance Program discounts flyer developed by the city to help address cost impacts, and, if they do not offer private or NFIP‑backed flood coverage, direct inquiries to FEMA’s list of NFIP providers. The memo also points producers to additional resources at resilientoahu.org/GetFloodReady and notes that FEMA has created a brochure specifically for insurance agents to support communication around these map changes.
Click here to see HI Memorandum 2026-3A (with NFIP flyer)