Utah Bulletin Clarifies and Provides Guidence for Property & Casualty Insurers to Varify Public Adjuster Licensing
UT| The Utah Insurance Department Bulletin 2026-3 outlines the requirement for property and casualty insurers to verify that any public adjuster involved in a claim is actively licensed in Utah, document that verification in the claim file, and avoid dealing with unlicensed public adjusters. This applies to all property and casualty insurers in Utah and […]
New Michigan Bulletin: What Issuers Need to Know for PY27 Forms, Rates, AV, and EHB Compliance
MI| Michigan DIFS Bulletin 2026-14-INS sets comprehensive Plan Year 2027 (PY27) filing, contract, rating, and wellness requirements for individual and small group medical plans offered on- and off-Marketplace, including strict timelines, template and documentation standards, actuarial and benefit design rules, and continued expectations around network adequacy, mental health parity, and consumer protections. Key Points: Click […]
Wisconsin OCI Bulletin Highlights Updates to Breast Screening Mandates and Navigator Licensing Rules
WI| The Wisconsin Office of the Commissioner of Insurance April 20, 2026 Bulletin announces and explains new health insurance laws affecting breast cancer screening benefits and certain administrative provisions. It describes 2025 Wisconsin Act 103, which expands and clarifies mandated coverage under Wis. Stat. § 632.895 (8) by defining “supplemental breast screening examination” and “diagnostic […]
New Mexico Makes Zero Cost-Sharing for Behavioral Health Permanent Starting 2027
NM| New Mexico Bulletin 2026-008 implements the permanent elimination of cost sharing (copayments, coinsurance, deductibles) for defined behavioral health (BH) services under health plans delivered, issued, or renewed in New Mexico, effective January 1, 2027, with carriers required to continue following Bulletin 2021-009 through December 31, 2026 and then apply standardized no-cost-sharing rules across professional, […]
Hawaii Insurance Division Issues 2026 Hurricane Data Call for Residential Insurers
HI| The Hawaii Insurance Commissioner Momorandum 2026-4PC is requiring all authorized insurers currently writing residential hurricane coverage in Hawaiʻi to complete a confidential hurricane insurance data call worksheet by May 4, 2026, to be submitted to the Insurance Division’s P&C Filing Branch via RPAdatacall@dcca.hawaii.gov with “2026 Hurricane Data Call” in the subject line. The purpose […]
Puerto Rico Insurers Alerted: Commissioner of Insurance Announces 2026 Regulatory Audit Program and New Reporting Form
PR| Circular Letter No. 2026-2064 announces that the Puerto Rico Office of the Commissioner of Insurance is launching a Regulatory Audit Program during 2026 for all insurers authorized to operate in Puerto Rico, under the authority of Articles 2.030 and 2.110 of the Insurance Code, to examine their financial condition, operations, and compliance. It explains […]
Delaware DOI Warns: Phishing Emails Impersonating NIPR Target Insurance Licensees
DE| The Delaware Department of Insurance’s Producers and Adjusters Bulletin No. 41, warns all Delaware‑licensed insurance professionals about a targeted phishing campaign involving fraudulent emails that pretend to be past‑due invoices from the National Insurance Producer Registry (NIPR), sometimes using convincing‑looking domains such as @nipr.com, @naic.org, or @stripe.com, to induce recipients to click malicious links […]
NIPR Issues a Security Notice Regarding Phishing Email Targeting Insurance Professionals who Use NIPR
US| The National Insurance Producer Registry (NIPR) warns of a phishing email targeting NIPR clients, licensing applicants, and administrators. Most report past due invoices and may look as if they are sent fromtheir domains: @nipr.com, @naic.org, or @stripe. NIPR warns that these emails may not be from NIPR. If you receive a suspicious invoice email claiming to be […]
Puerto Rico Updates Renewal Rules for International Insurers Under Chapter 61
PR| The Circular Letter from the Puerto Rico Office of the Commissioner of Insurance amends the Renewal Application for Certificates of Authority (Form CIS RNW) for International Insurers and Multistate International Insurers by requiring entities to submit evidence of assets maintained in Puerto Rico, as well as the amount of written and/or assumed premium for […]
Tennessee Issues New Guidance on Insurers’ Use of Aerial Imagery in Homeowners Insurance Decisions
TN| Tennessee DCI Bulletin 25-03 advises Tennessee property insurers that aerial imagery can be a helpful tool for underwriting, nonrenewals, cancellations, and claims—especially after catastrophes—but it must only be one of several information sources and cannot, by itself, justify major decisions when images are outdated, unclear, or otherwise unreliable. Insurers must retain aerial images in […]