TX|The Texas Commissioner of Insurance approved the Texas FAIR Plan Association’s 2026 residential property rate filings for homeowners, dwelling, condominium, and tenants policies (S736102–S736105), finding the actuarially supported, zone-based changes—developed using a loss ratio method with a ±25% cap on individual increases or decreases and including provisions for losses, expenses, reinsurance, and the Stabilization Fund—to be consistent with Insurance Code Section 2211.056; as a result, statewide averages include modest decreases for homeowners and condominiums, increases for dwelling fire and extended coverage, and capped decreases for tenants, with all new and renewal business subject to the approved rates effective September 1, 2026.
New Texas FAIR Plan Rates Effective Sept. 1, 2026: Key Changes by Policy Type
Share:
- Bulletin
- Texas
- Department of Insurance