Opportunities Abound for Agents in E&S Market

The excess and surplus lines insurance market has long been a source of solutions for companies with emerging and difficult-to-place risks. The steady growth in E&S premium volume over the past two decades have made non-admitted business attractive for agencies and brokerage firms.

Surplus Lines Filing overview

Simplifying Surplus Lines Compliance in a Rapidly Growing Market The non-admitted insurance market is experiencing sustained growth, driving increased premium volume—and significantly greater regulatory complexity. As surplus lines business expands, brokers face heightened requirements around policy filings, premium tax calculations, stamping fees, and state-specific reporting deadlines. Managing these obligations manually, or across disconnected systems, introduces […]

Insurance Licensing overview

Insurance Licensing: The Foundation of Compliance and Growth Insurance licensing is fundamental to operating legally and profitably. Without the appropriate individual and agency licenses in place, insurance organizations cannot generate revenue and risk significant penalties from state regulators. As organizations expand into new states, add lines of authority, or onboard new producers, licensing requirements multiply […]

Corporate Compliance overview

ReSource Pro’s corporate compliance solutions provide expert guidance and support for each step of the registration and compliance process – which varies by state and business structure – coordinating with multiple regulators as needed.

AI and the Insurance Industry: Concerns and Best Practices

Artificial intelligence for the insurance industry

It’s easy to get caught up in the hype and promise of new technologies. But as insurance professionals, we must remember that AI is one tool of many at our disposal. We need to combine our understanding of its benefits with a healthy respect for the potential for damage if it is misused.

What Economic Trends Are Impacting Surplus Lines?

Macroeconomic conditions are challenging for insurance companies in general, but they offer some opportunities for surplus lines companies. With inflation at a 40-year high, insurance rates are likely to remain high, driving more risks to the surplus lines market.

The cost of non-compliance for insurance companies

Most insurance professionals understand that failing to meet their compliance obligations can result in censure by regulation authorities. Often, however, they underestimate the real harm such penalties can do