USVI Boosts Insurance Guaranty Fund to 55M, Raises Policyholder Protection to 75K
USVI| Bulletin 2026-04 announces that, effective with Act No. 9100 signed May 29, 2026, the Virgin Islands has increased the required balance of the Virgin Islands Insurance Guaranty Fund from 50 million to 55 million and raised the maximum amount payable to a policyholder or claimant in an insurer insolvency from 50,000 less a 50 […]
Texas TDI Approves TAIPA Auto Rate Changes Effective November 1, 2026
TX| The Texas Department of Insurance’s Commissioner’s Bulletin B-0005-26, dated June 22, 2026, notifies all insurers writing automobile business in Texas that new Texas Automobile Insurance Plan Association (TAIPA) rates for private passenger and commercial auto have been approved, effective November 1, 2026, for new and renewal policies under Commissioner’s Order No. 2026-9983; the filing […]
Oregon DFR Issues 2026 Network Adequacy Guidance for Low-Income & HPSA Areas
OR| Oregon DFR Bulletin 2026-3 establishes the official low-income zip code list and Health Professional Shortage Area (HPSA) references that Oregon health carriers must use for 2026 network adequacy reporting for individual and group health benefit plans, pursuant to OAR 836-053-0310 and related statutory authority. It adopts the CMS Marketplace Low-income Zip Code list for […]
NM Legislature Appropriates $5M to Reduce Private Medical Malpractice Premiums for Individual Providers
NM| New Mexico OSI Bulletin 2026-010 (Amended) establishes a one-time Medical Malpractice Premium Reduction (MMPR) program funded by a $5 million legislative appropriation to subsidize 2025 private medical professional liability premiums for independent providers and group practices insured by specified qualifying carriers; eligible independent provider named insureds with separate limits receive a 17.3% reduction on […]
After LA Wildfires, California Mandates Longer Proof of Loss Timelines and Good‑Cause Extensions
CA| Bulletin 2026-5 explains that, effective January 1, 2026, SB 495 amends California Insurance Code section 2051.5 to require insurers, in any loss related to a declared state of emergency, to allow policyholders at least 100 days from the date of loss—not from the emergency declaration—to submit proof of loss, and to grant one or […]
Florida SB 1028 (Ch. 2026-150) Overhauls the Citizens Clearinghouse, Sets a 15% Surplus Lines Eligibility Test, and Protects Agents’ Expirations
FL| Florida Chapter 2026-150 (CS/CS/SB 1028), signed by the Governor and effective June 16, 2026, overhauls the Citizens Property Insurance Corporation clearinghouse program to push commercial risks into the private and surplus lines markets. It expands the existing personal lines clearinghouse framework into three distinct clearinghouses—a personal lines clearinghouse, a commercial lines clearinghouse for authorized […]
Call for Applications: Join Maryland’s 2026 PPA Insurance Affordability Study Team
MD| Maryland Insurance Administration (MIA) Bulletin 26-16 announces that, pursuant to uncodified language in Section 2 of 2026 Maryland Laws Chapter 786 (S.B. 865), the MIA must convene a Workgroup to study the affordability of private passenger automobile (PPA) insurance and report findings and recommendations to the Governor and General Assembly. Building on the 2025 […]
Attention Non‑Admitted Insurers: Montana Issues 2026 Premium Reconciliation Reporting Notice
MT| Montana’s Commissioner of Securities and Insurance is requiring all non‑admitted insurers writing Montana business to report policy‑level data via SLIP+ for States beginning with 2026 effective dates, to reconcile insurer-written premium with amounts reported by Montana surplus lines licensees and independently procured insureds. Foreign and domestic insurers must report on a quarterly basis using […]
P&C and Surplus Lines Insurers: NC Personal Lines Cat Reinsurance Data Due July 24
NC| North Carolina DOI Bulletin 26-B-10 (June 17, 2026) announces a catastrophe reinsurance data call for personal lines property, requiring all licensed P&C and authorized surplus lines insurers that collected 2025 and/or 2026 premium on homeowners, personal dwelling, or mobile home policies under NCRB jurisdiction, as well as the NC Joint Underwriting Association and NC […]
The Louisiana Surplus Line Association Publishes 2026 Session Wrap: 4 Insurance Bills Signed Into Law, 1 More Awaiting the Governor’s Pen
LA| The LSLA Bill Position & Status Report tracks insurance-related legislation from the Louisiana 2026 Regular Session (March 9 – June 1, 2026), showing each bill’s description, LSLA’s position (Support, Oppose, or Neutral), and final status as verified from legis.la.gov on June 2, 2026. Of the bills monitored across categories like auto insurance, property/homeowners, tort […]