New Jersey Travel Insurance Act Takes Effect April 18, 2026: What Producers and Retailers Need to Know

NJ| New Jersey Bulletin No. 26-02 provides guidance on the Travel Insurance Act (N.J.S.A. 17:46E-1 to -9), effective April 18, 2026, which establishes a comprehensive regulatory framework for selling travel insurance to New Jersey residents. The Act requires producer licensing for individuals and entities selling, soliciting, or negotiating travel insurance or acting as travel administrators, […]

Rhode Island Bulletin 2026-1: What Producers Need to Know About Marketing Pet Wellness Programs

RI| Rhode Island Insurance Division Bulletin 2026-1 clarifies how Rhode Island interprets the Pet Insurance Act’s prohibition on “marketing” a wellness program during the sale, solicitation, or negotiation of pet insurance, distinguishing it from defined terms “sell,” “solicit,” and “negotiate” in the Producer Licensing Act. “Marketing” is treated as informational activity akin to advertising that […]

New Louisiana Rule: Home and Auto Insurers Must Reveal What Drives Your Premium Starting 2027

LA| Bulletin 2026-05, by the Louisiana Department of Insurance (LDI), explains that effective January 1, 2027 every admitted insurer writing homeowners or private passenger automobile insurance in Louisiana must submit an annual Rate Transparency Report based on the insurer’s most recently approved rate filing, due each January 1, in accordance with La. R.S. 22:1464.1. The […]