Vermont Expands Vaccine Access—Insurance to Cover COVID-19, Flu, and RSV Shots Based on State Recommendations

VT| The Vermont Department of Financial Regulation‘s Insurance Bulletin 238 (October 2025) directs all Vermont-regulated health plans to cover vaccines recommended by the Vermont Department of Health (VDH) and the federal Advisory Committee on Immunization Practices (ACIP) without cost-sharing or utilization review, provided members meet VDH guidelines. This includes broad coverage for COVID-19, influenza, and […]
U.S. Virgin Islands Issues New Licensing Regulations: Only Three Exam Attempts Allowed Per Year

VI| Bulletin 2025-04 from the United States Virgin Islands Division of Banking, Insurance and Financial Regulation announces that insurance examination results are now considered final, with no opportunity for review, re-evaluation, or redistribution under any circumstances to ensure fairness and consistency in the licensing process. Key Points: Click here to see VI Insurance Bulletin 2025-04
Arizona Tightens Health Insurance Sales Rules: Producers Face Stricter Recordkeeping and Consent Standards

AZ| The Arizona Department of Insurance and Financial Institutions issued Regulatory Bulletin 2025-07 to clarify requirements and warn against common areas of noncompliance in the solicitation and sale of health insurance products. The bulletin highlights that all Arizona-licensed insurance producers must strictly adhere to recordkeeping requirements, avoid unauthorized enrollments or product misrepresentations, and ensure they […]
Nebraska Publishes Standard Prior Authorization Instructions for Health Care Services and Drug Benefits/Durable Medical Equipment

NE| The Nebraska Department of Insurance has publishes the updated Healthcare Services Form and the Drug Benefits/Durable Medical Equipment Forms as part of the Standard Prior Authorization Instructions for Health Care Services (including medical injectables) and Drug Benefits/Durable Medical Equipment Click here to download the Health Care Services Form Click here to download the Drug […]
Delaware Insurance Department Issues Key Updates for Private Paid Family & Medical Leave Plans Following 2025 PFML Act Changes

DE| Delaware Department of Insurance Bulletin No. 158 provides notice of key updates to the Paid Family and Medical Leave (PFML) Act following the passage of HS 1 for HB 128 by the 153rd General Assembly. The updates impact insurance carriers issuing private paid family and medical leave plans and clarify responsibilities for both insurers […]
Georgia Launches New Surplus Lines Broker Compliance Review Program This October

GA| Georgia Insurance Commissioner‘s Bulletin 25-EX-3 announces that, effective October 2025, the Florida Surplus Lines Service Office (FSLSO) SLIP team will begin conducting compliance reviews of Georgia-licensed surplus lines brokers on behalf of the Georgia Department of Insurance. This program aims to ensure compliance with policy filing and premium tax remittance requirements, while also providing […]
Autism Behavioral Therapy Coverage Expanded Under South Carolina Law for 2026

SC| The South Carolina Department of Insurance issued Bulletin 2025-09 to inform insurers and HMOs about the annual adjustment to the maximum benefit for behavioral therapy coverage for autism spectrum disorder, as required by state law (Section 38-71-280). Starting January 1, 2026, the maximum annual benefit will increase to $73,400 to reflect changes in the […]
South Carolina Department of Insurance Sets 2026 Credit Accident & Health Insurance Rates in Latest Order

SC| Order Number 2025-003, from the South Carolina Department of Insurance, establishes the 2026 rates for credit accident and health insurance sold in connection with consumer credit transactions subject to the South Carolina Consumer Protection Code, excluding certain loans under the 1966 S.C. Act No. 988. After a notice and review process, the Department approved […]
South Carolina Holds Household Goods Rate Steady while Decreasing Other Credit Property Insurance Rates

SC| The South Carolina Department of Insurance has issued Order No. 2025-005 to set and approve rates for credit property insurance sold with loans under the Consumer Protection Code for 2026. After review, the Department found no objections to the proposed rates and approved a 10% rate decrease for most coverages, except Household Goods – […]
New South Carolina Insurance Order Sets Lower Rates for 3-Day Retro Credit Accident and Health Plans

SC| South Carolina Department of Insurance Order No. 2025-004 sets the approved rates for 3-day retroactive credit accident and health insurance provided in connection with consumer loans for 2026, in accordance with state consumer finance law and actuarial review of recent years’ loss ratios. The order establishes a 15% rate reduction for 2026 due to […]