Mississippi Announces Address Change for an Approved Non-Admitted Insurer
MS| Bulletin 2025-20, issued by the Mississippi Surplus Lines Association, announces the address change for approved non-admitted insurer, Amherst Specialty Insurance Company, effective August 14, 2025. Home Office: 14001 Dallas Pkwy Ste 700Dallas, TX 75240-134 Mailing Address: 14001 Dallas Pkwy Ste 700Dallas, TX 75240-134 Click here to see MSLA Bulletin 2025-20
Delaware Tightens Oversight of Property & Casualty Insurer Arbitration Compliance
DE| The Delaware Department of Insurance’s Bulletin No. 155 reminds all property and casualty carriers operating in Delaware of their obligations under 18 DE Admin. Code § 901 regarding arbitration petitions. Carriers must respond to properly filed arbitration petitions within 20 business days and pay the required respondent filing fee, ensuring petitions are promptly routed […]
District of Columbia DISB Prohibits Depreciation of Labor Costs in Property Insurance Policies.
DC| The District of Columbia Department of Insurance, Securities and Banking issued Bulletin 25-IB-001-08/12, clarifying that depreciating labor and other nontangible items (such as taxes, fees, and overhead/profit) in calculating “actual cash value” (ACV) for property insurance claims is considered an unfair claims settlement practice under D.C. law. As a result, property and casualty insurance […]
North Carolina Department of Insurance Issues Guidance on Fair Use of Aerial Imagery for Property Insurance Decisions.
NC| The North Carolina Department of Insurance’s Bulletin 25-B-09 emphasizes the need for careful use of aerial imagery in property insurance underwriting and claims, as images can sometimes be inaccurate or outdated, leading to inappropriate nonrenewal actions. The Department urges insurers to ensure both accuracy and fairness in their procedures, requesting that aerial images not […]
South Carolina Proposes 2026 Credit Property Insurance Rate Cuts for Most Coverages
SC| Bulletin No. 2025-08, from the South Carolina Department of Insurance, announces the tentative 2026 rates for credit property insurance, outlines the historical performance and rationale for the proposed changes, and informs insurers about the process for requesting a public hearing regarding the rates. The Department proposes decreasing rates by ten percent for most coverages […]
Pennsylvania Updates 2025 Fee Schedule for Independent Review Organizations
PA| The Pennsylvania Insurance Department has published the 2025 fee schedules for Independent Review Organizations (IROs) conducting external reviews of adverse benefit determinations and grievances. The rate categorizes fees as follows: Click here to see PA Notice 2025-08
Pennsylvania Insurance Department Directs Insurers to Support Patients After Rite Aid Bankruptcy
PA| The Pennsylvania Insurance Department issued Notice 2025-07 in response to questions about prescription drug access following Rite Aid’s bankruptcy and store closures. The notice directs insurers and pharmacy benefit managers (PBMs) to ensure continued patient access to prescription medications by meeting network adequacy standards, facilitating smooth prescription transfers, and exercising flexibility in pharmacy audits […]
Enforcement on Health Contract Termination Communications Begins January 2026 Under New WA Insurance Law
WA| Technical Assistance Advisory 2025-01 from the Washington State Office of the Insurance Commissioner provides guidance on the implementation of Chapter 389, Laws of 2025, which restricts public communications about health provider contract terminations. The advisory outlines effective dates, compliance expectations, and notice requirements for carriers, providers, and facilities regarding potential or planned contract terminations. […]
California Department of Insurance Issues One-Year Moratorium on Non-Renewals for Wildfire-Impacted ZIP Codes.
CA| The California Department of Insurance issued Bulletin 2025-12, which enacts a mandatory one-year moratorium—effective June 18, 2025—on cancellations and non-renewals of residential property insurance policies in ZIP Codes impacted by the Franklin Fire state of emergency. This moratorium applies to all admitted and non-admitted insurers, requiring them to maintain coverage and to rescind or […]
Illinois Department of Insurance Clarifies Mandatory Rate Filing for Special Workers’ Compensation Risks
IL| Company Bulletin 2025-15 from the Illinois Department of Insurance clarifies that issuers of workers’ compensation coverage can develop unique rates for individual risks with special or unusual characteristics, provided these rates are not excessive, inadequate, or unfairly discriminatory. However, due to changes in Illinois law, all such rates—including consent to rate policies—must be filed […]