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Nevada Insurance Division Urges Support for Policyholders Impacted by Federal Shutdown

NV| Nevada Division of Insurance Insurance Bulletin 25-003, issued October 8, 2025, by Commissioner Gaines, urges insurance carriers to support residents affected by the ongoing federal government shutdown by proactively offering grace periods, waiving late fees and penalties, and providing alternative payment arrangements to prevent cancellations or coverage lapses for policyholders facing temporary financial hardship […]

Wisconsin Insurers Urged to Process Flood Claims Fast to Support FEMA Aid Eligibility

WI| The Wisconsin Office of the Commissioner of Insurance issued a Bulletin on October 7, 2025, reminding property and casualty insurers about the importance of processing flood damage claims promptly to ensure affected residents can access FEMA disaster assistance following severe storms in Southeast Wisconsin. Insurers are required to affirm or deny claims within 30 […]

Arizona Insurance Department Stresses Compliance for Stop Loss Products in 2025

AZ| Arizona Regulatory Bulletin 2025-08 clarifies requirements for insurers selling stop loss products in the state, stating these products are not regulated as group health insurance and do not require a specific line of authority. The Arizona Department of Insurance and Financial Institutions advises that stop loss policies should avoid provisions that affect individual health […]

Vermont Calls on Insurers to Report Firefighter Cancer Claims Data by December 1

VT| The Vermont Department of Financial Regulation Insurance Bulletin 239 issues a mandatory data call to all workers compensation insurers—including surplus lines and non-admitted carriers—covering Vermont firefighter cancer claims, pursuant to Act 184 (2024). Insurers must report policy and claim data for Class Codes 7710 (non-volunteer firefighters) and 7711 (volunteer firefighters) covering claims submitted between […]

Texas Department of Insurance Announces Changes to Windstorm Insurance Limits for 2026 Policies

TX| Texas Commissioner of Insurance issues Final Order 2025-9540 modifying Texas Windstorm Insurance Association (TWIA)’s proposed changes to maximum liability limits for windstorm and hail policies effective January 1, 2026. TWIA’s request for liability limit increases on most policy types was disapproved, except for manufactured homes. Main Issues: Click here to see Final Order 2025-9540 […]

New NC Data Call: Reporting Required for Consent to Rate Auto & Homeowners Policies

NC| Bulletin Number 25-B-13, from the North Carolina Department of Insurance (dated October 6, 2025), outlines mandatory semi-annual data reporting requirements for property and casualty insurers writing nonfleet private passenger motor vehicle physical damage and homeowners insurance (with up to four housing units) in North Carolina, specifically for policies written on a Consent to Rate […]

South Carolina Updates Reinstatement Fee for Uninsured Drivers; $700 Effective January 2026

SC| The South Carolina Department of Insurance, under Order No. 2025-006, sets the reinstatement fee for uninsured motorists operating vehicles illegally in the state—under Section 56-10-520—at $700 for the 2026 calendar year, reflecting a recent 14 percent increase in average private passenger automobile insurance premiums. The order, effective January 1, 2026, outlines the annual calculation […]

Vermont Caps Hospital Drug Reimbursements: Act 55 Restricts Billing Above 120% of Average Sales Price

VT| The Vermont Department of Financial Regulation’s Bulletin 237 clarifies the implementation of Act 55 of 2025, specifically addressing limits on hospital reimbursement claims for prescription drugs administered in outpatient or office settings. The bulletin emphasizes how Act 55’s reference to “average sales price” (ASP) is strictly linked to the calculation method codified under federal […]