Arizona Clarifies Dual Licensing for Consumer Lender and Sales Finance Companies

AZ| The Arizona Department of Insurance and Financial Institutions (DIFI) Regulatory Bulletin 2025-04 provides guidance regarding consumer lenders who may also be engaging in sales finance activities in Arizona, particularly concerning loans connected to motor vehicles. The Bulletin clarifies regulatory requirements and the need for dual licensure under specific circumstances, outlines the Department’s interim position […]

New Mexico Mandates Health Plans Cover All Childhood Immunizations per Latest Pediatric Guidelines

NM| Bulletin 2025-008, from the New Mexico Office of Superintendent of Insurance, reminds health insurers and health maintenance organizations that all major medical or comprehensive health plans in New Mexico are required to provide coverage for childhood immunizations according to the current schedule recommended by the American Academy of Pediatrics. The bulletin specifies that coverage […]

New Idaho Surplus Line Broker Portal Launches October 1 and Expands Coverage Options Following August Regulatory Order

ID| The August 22, 2025 bulletin from the Surplus Line Association of Idaho provides updates on the state’s Export List and announces a new broker portal launch. Key changes include the addition of specific insurance classes, such as older hotel/motel properties, apartments/condo associations, and cyber liability, to Idaho’s Export List, enabling surplus lines placement for […]

Colorado Issues New Insurance Regulation: Strict Protections Against Algorithmic Discrimination Effective October 2025

CO| The Colorado Division of Insurance Amended Regulation 10-1-1, outlines governance and risk management requirements for insurers offering individual life insurance, private passenger automobile insurance, and health benefit plans when using external consumer data and information sources (ECDIS), algorithms, and predictive models. The regulation, effective October 15, 2025, mandates insurers establish a robust, documented framework […]

Louisiana Department of Insurance Modernizes License Proceedings with New Electronic Notice Rules

LA| Regulation 120, as amended in August 2025, outlines the procedures the Louisiana Department of Insurance follows for administrative and agency actions against a license, with a particular emphasis on the use of electronic communication methods for delivering notices to licensees. The regulation establishes requirements for written notice of wrongful conduct, the opportunity for licensees […]