Hawaii Extends Comment Period on New P&C Rate Filing Requirements to December 31, 2025
HI| In Memorandum 2025-11R, Hawaii Insurance Commissioner extends the comment period on the revised Property & Casualty rate, rule, and form filing procedures (as outlined in Memorandum 2025-10R) to December 31, 2025, and delays the effective date of the new “Hawaii General Requirements and Filing Instructions” to February 1, 2026. Insurers must bring existing filings […]
Mississippi Surplus Lines Association Announces Address Change for MSIG Specialty Insurance
MS| The Mississippi Surplus Line Association has announced the address changes for Eligible Insurer: MSIG Specialty Insurance USA Inc. – Code 34886 – Effective Nov. 24, 2025. New Address: Click here to see MSLA Bulletin 2025-22
New Hampshire Bans Surprise Ambulance Billing, Sets Fair Rates for Patients and EMS Providers
NH| The New Hampshire Insurance Department Bulletin 25-073-AB addresses the implementation of SB 245, establishing interim reimbursement provisions for ground ambulance providers and health carriers from January 1, 2026, through December 31, 2027. The aim is to align incentives, prohibit balance billing, and introduce a conditional reimbursement rate based on network participation. Key Issues: Click […]
New Illinois Rule: Health Plans Must Help Cover Travel Costs for Mental Health and Addiction Care When Networks Fall Short
IL| Illinois Department of Insurance Company Bulletin 2025-19 requires health insurance issuers subject to NATA to implement a process, effective for plans on or after January 1, 2026, to provide reasonable reimbursement of travel, food, lodging, and mileage when beneficiaries with an approved MHSUD network exception must go out-of-network due to lack of timely or […]
Property & Casualty Insurers: New Louisiana Procedure Helps Shield Trade Secrets in Rate Filings
LA| Bulletin 2025-06 from the Louisiana Department of Insurance informs authorized P&C insurers that, effective with implementation of Act 11 (2025), an optional rate filing process is available allowing companies to submit an affidavit identifying specific rate, supplementary, or supporting documents they claim as confidential, proprietary, or trade secret, along with the legal basis for […]
NC Regulators Warn Carriers: Don’t Restrict Medicare Plan Access or Producer Commissions
NC| North Carolina Department of Insurance Bulletin 25-B-14 advises all North Carolina carriers and producers selling Medicare Supplement, Medicare Advantage, and Part D plans that reported practices restricting access to approved Medicare products or manipulating producer compensation may constitute unfair competition and deceptive acts under Article 63, and that filed, approved products must be marketed […]
Health Carriers: Updated Rules Require Prompt Online Reporting of Fraudulent Billing Activity in New Hampshire
NH| The New Hampshire Insurance Department Bulletin 25-084-AB provides updated guidance on mandatory reporting of suspected fraudulent billing activity by health care professionals, reminding all licensed carriers and producers of their obligation under RSA 41728 to report suspected insurance fraud to the Department’s fraud unit within 60 days. The bulletin outlines key compliance requirements for […]
ELANY Issues Notice of Change to Eligible E&S Insurers List
NY| The Excess Lines Association of New York (ELANY) has announced the addition of Convex Reinsurance Limited (Code BM920) to the Eligible E&S Insurer List. Effective November 13, 2025. It remains the responsibility of the excess line broker to use “due care” in selecting the unauthorized insurer from whom policies are procured. Brokers must obtain […]
Colorado Health Plans Face New Rules to Reduce Prior Authorization Barriers and Improve Access.
CO| Colorado Division of Insurance Regulation 4-2-101 establishes comprehensive prior authorization reporting and attestation requirements for health benefit plan carriers operating in Colorado, effective January 1, 2026. The regulation mandates annual standardized public disclosures related to prior authorization requests, exemptions, and prescription drug formulary requirements, along with a formal annual attestation of compliance. Carriers are […]
Colorado Expands Health Coverage: Biomarker Testing Now Required in Most Insurance Plans Starting 2025
CO| This Colorado Division of Insurance Bulletin No. B-4.155 explains the Division’s interpretation and expectations regarding coverage of biomarker testing under Senate Bill 24-124, which requires coverage of biomarker tests used for diagnosis, treatment, appropriate management, and ongoing monitoring of a covered person’s disease or condition when such testing is medically necessary and supported by […]