Colorado Clarifies Policyholder Obligation to Pay Auto Deductibles
CO| The Colorado Division of Insurance Bulletin No. B-5.54 provides guidance regarding auto insurance deductibles and clarifies that policyholders must pay their deductibles as stipulated in their insurance contracts. Insurers are prohibited from condoning or participating in arrangements where auto repair shops waive deductibles, and must communicate clearly to policyholders about this responsibility. Referring policyholders […]
Massachusetts Sets New 2026-2028 Credit Insurance Rates for Motor Vehicle Dealers
MA| The Massachusetts Division of Insurance has issued Bulletin 2025-05 announcing new deviated case rates for credit life and credit accident and health insurance sold by motor vehicle dealers, applicable to policies issued or renewed between January 1, 2026, and December 31, 2028. These rates are determined after reviewing the combined experience of all insurers […]
New Mexico Adopts New Law to Protect Policyholders From Unfair Insurance Claim Practices
NM| The New Mexico Office of Superintendent of Insurance issued Bulletin 2025-010, effective immediately, notifying all property and homeowners insurance carriers that treating an applicant or insured’s inquiry regarding damage or loss as a claim—when no payment is made, the facts are not covered by the policy, and no deceptive practices are involved—is now classified […]
Hawaii Insurance Commissioner Issues 2025 Hurricane Data Call for Residential Insurers
HI| The Hawaii Insurance Commissioner has issued a mandatory data call requiring all insurers that currently write or have written residential hurricane coverage in Hawaii since 2009 to submit detailed information using a provided worksheet by December 31, 2025. This initiative aims to collect Hawaii-specific data on residential hurricane insurance, which is not otherwise segregated […]
Delaware Highlights and Reminds Brokers of Strict Surplus Lines Tax Filing and Compliance Requirements
DE| The Delaware Department of Insurance has issued Bulletin No. 22 to remind all licensed Surplus Lines Brokers and compliance staff of their statutory obligation to collect and remit annual premium taxes on surplus lines insurance policies for which Delaware is the home state of the insured. Key points include: Click here to see DE […]
Oregon Urges Insurers to Aid Policyholders Impacted by Federal Shutdown
OR| Oregon Division of Financial Regulation Bulletin No. DFR 2025-8 urges all insurance entities regulated under the Oregon Insurance Code to actively support individuals impacted by the ongoing federal government shutdown, specifically the approximately 10,000 Oregon federal employees affected as of October 1, 2025. The bulletin recommends measures such as providing a grace period of […]
Maryland insurers urged to support residents impacted by federal shutdown with flexible premium options
MD| Bulletin 25-16 from the Maryland Insurance Administration addresses the impact of a partial federal government shutdown on policyholders, urging carriers in Maryland to make reasonable accommodations to prevent insurance coverage loss due to non-payment of premiums. It highlights the Administration’s appeal for insurers to support consumers through flexible payment practices, such as extending grace […]
Louisiana Department of Insurance Issues New Anti-Fraud Plan Filing Mandates for Insurers
LA| Louisiana Department of Insurance Directive 228 announces amended filing requirements for anti-fraud plans and summary reports due to Act 614 of the 2024 Legislative Session and updates to La. R.S. 22:572.1. All authorized insurers and health maintenance organizations must now electronically file their initial anti-fraud plan, any supplemental updates, and their annual summary report […]
Texas Adopts Amendments to Streamline Insurance Code References and Modernize Regulatory Language
TX| The Texas Department of Insurance adopted amendments to several sections of Title 28, Chapter 1, addressing administrative updates and agency reference corrections in the Texas Administrative Code. The changes reflect the transfer of responsibilities from the abolished General Services Commission to the Office of the Attorney General and the Texas Comptroller of Public Accounts, […]
Oklahoma Issues Major Changes for Property & Casualty Insurers Impact Claims and Shop Payments
OK| Bulletin 2025-07 from the Oklahoma Insurance Department outlines key legislative changes effective November 1, 2025, impacting property and casualty insurers in Oklahoma. The bulletin summarizes mandates and implementation requirements resulting from three bills: House Bills 1084, 1501, and Senate Bill 641. The changes target assignment of benefits, public adjuster commissions, and new standards for […]