Colorado Warns Insurers: No Restricting Access or Reducing Commissions on Medicare Plans
CO| Colorado Insurance Division Bulletin B-4.157 clarifies that it is an unfair trade practice under Colorado law for Medicare Advantage and Medicare Supplement carriers to manipulate market access or producer behavior—such as by hiding applications, discouraging sales, or changing producer commissions midyear—in ways that limit Medicare-eligible consumers’ access to approved products; carriers must keep enrollment […]
Alaska DOI Orders Statewide Use of Reduced NCCI Workers’ Comp Rates Effective November 26, 2025
AK| The Alaska Division of Insurance Regulatory Order R 25-03 approves NCCI’s 2026 Alaska workers’ compensation filing, adopting an overall 3.7% decrease in voluntary loss costs and a 4.8% decrease in assigned risk rates, based on continuation of the previously approved ratemaking methodology with limited refinements, and after a public hearing, interrogatories, and additional supporting […]
New Illinois DOI Bulletin Guides PBMs on PDAA Applicability, Deadlines, and Corrections
IL| The Illinois Department of Insurance Bulletin 2025-20 explains how Illinois PBMs must revise 2025 covered individual reports and fees under the Prescription Drug Affordability Act (PDAA) in light of HB 767, clarifies which plans and covered individuals are in scope, and announces enforcement flexibility on revised-report and payment deadlines once HB 767 is signed […]
New Maine Rule: Health Plans Cannot Penalize Patients for Referrals from Direct Health Care Providers
ME| Maine Bureau of Insurance Bulletin 490 updates prior guidance so that all licensed physicians and other advanced practitioners who can practice independently may enter into direct health care service agreements, and health carriers must treat referrals from these direct health care providers the same as in-network referrals, even when the referring provider is out […]
Commissioner Saiki Announces Reorganized Filing Structure to Support Growing Regulatory Demands
HI| The Hawaii Insurance Division has reorganized its former Rate and Policy Analysis (RPA) Branch into two specialized units: a Life and Accident & Health (LAH) Filings Branch and a Property and Casualty (P&C) Filings Branch, effective per Memorandum 2025-12R issued to all admitted and non‑admitted insurers. The change is intended to support growing regulatory […]
Louisiana Issues New Directive Ensuring Equal Reimbursement for Medical Psychology Services in Health Plans
LA| Louisiana Department of Insurance Directive 229 requires all health insurance issuers, HMOs, and self-insured plans in Louisiana to provide nondiscriminatory, parity-compliant reimbursement to licensed medical psychologists for all covered mental health services within their scope of practice, including psychotherapy, medication management, ordering and interpreting labs, and prescribing permitted psychotropic medications, with reimbursement methodologies aligned […]
Idaho Surplus Lines Alert: Year-End Filing Cutoff, Broker Contact Requirements, and ACH Payment Tips
ID| The Surplus Lines Association of Idaho November 25, 2025 Bulletin announces Idaho surplus lines white list updates, year-end filing deadlines, broker contact requirements, 2026 tax/fee rates, and ACH payment tips for Stripe. Click here to see November 25, 2025 ID SLA Bulletin
South Carolina Cracks Down on Unfair Medicare Marketing Tactics by Insurers
SC| South Carolina Department of Insurance Bulletin (2025-10) addresses reported unfair trade practices by insurers and producers related to the marketing of Medicare, Medicare Advantage, and Medicare Supplement plans in South Carolina. The Department emphasizes the prohibition of market conduct that restricts consumer access or manipulates producer behavior to the disadvantage of state residents. Main […]
Hawaii Insurance Division Invites Industry Feedback on Modernized Property and Casualty Rate Filing Process
HI| Hawaii Insurance Commissioner Scott K. Saiki announces that, due to positive feedback, the comment period on the revised Property and Casualty rate, rule, and form filing procedures (“Hawaii General Requirements and Filing Instructions,” referenced in Memorandum 2025-10R) is extended to December 31, 2025, with materials available on SERFF and the division’s website. The memo […]
California Issues 2025 Surplus Lines Export List , Adding Commercial Cannabis and Updating Foster Family Liability
CA| The California Insurance Commissioner’s Bulletin 2025‑16 announces the lines and types of insurance that surplus line brokers may place with nonadmitted insurers without a diligent search, notes the 2025 public hearing and resulting changes (adding Commercial Cannabis Related Operations and revising Foster Family coverage), and then provides the detailed 2025 Export List by line […]