Nevada Cracks Down on Late-Stage Homeowner Policy Cancellations: New Guidance on Property Inspections
NV| Nevada Division of Insurance Bulletin 26-002 addresses the Division’s concerns over insurers canceling newly issued homeowner policies late within the 70-day underwriting period (per NRS 687B.320) based on property inspection results—cancellations that can cause serious financial and logistical hardship for policyholders who believed their coverage was secure, may have dropped a prior policy, or […]
Maryland Insurance Administration Launches Health Insurance Advisory Board — Applications Open Through August 1, 2026
MD| Maryland Insurance Administration Bulletin 26-18 (dated July 9, 2026) announces that the MIA is soliciting applications from consumer, provider, and stakeholder representatives to serve on a newly established Health Insurance Advisory Board, which was created following a 2025 public meeting and enabling legislation (Senate Bill 776 and House Bill 995) that drew stakeholder support; […]
New Arkansas SBS Complaint Portal Launches August 5: What Insurers Need to Do Now
AR| Arkansas Insurance Department Bulletin No. 8-2026 announces that, effective August 5, 2026, the Arkansas Insurance Department will use the NAIC State-Based System (SBS) External Company Complaint Portal as the sole channel for communicating with licensed insurers about consumer complaints, and explains how companies must access and configure it. It outlines that insurers will receive […]
3 Big Updates for NJ Pharmacy Benefits Managers: Filing Deadlines, Flexible Financials & New Confidentiality Rules
NJ| New Jersey DOBI Bulletin No. 26-04 supplements Bulletin No. 24-18 and gives Pharmacy Benefits Managers (PBMs) and Pharmacy Services Administrative Organizations (PSAOs) updated guidance on licensure/registration deadlines, financial statement flexibility, and how submitted information will be treated for public disclosure under P.L. 2023, c. 107. Key Points: Click here to see NJ Bulletin No. […]
New York DFS Tightens Reporting, Overpayment and Recordkeeping Standards for Life Insurers
NY| New York Department of Financial Services Insurance Circular Letter No. 4 (2026) provides guidance to all authorized life insurers, licensed fraternal benefit societies, and licensed life agents and brokers on amendments to Insurance Law section 4228 adopted by Chapter 427 of the Laws of 2025, effective September 26, 2025. The amendments refine expense and […]
New York DFS Unveils 2026 Auto Insurance Tort Reforms: Fraud, Serious Injury, and Rate Filing Changes Explained
NY| Insurance Circular Letter No. 3 (2026) from the New York State Department of Financial Services advises all motor vehicle insurers that recent statutory changes in Insurance Law, Penal Law, and CPLR are intended to reduce fraudulent and abusive claims and require prior approval for nonbusiness motor vehicle rate increases. Key reforms include expanding the […]
Idaho DOI Wipes Slate Clean: All Pre-2016 Bulletins Rescinded Effective July 1, 2026 – Reissues Essential Pre-2016 Bulletins July 1, 2026
ID| Effective July 1, 2026, the Idaho Department of Insurance rescinds all bulletins issued before July 1, 2016, to reduce regulatory burden and reissues only those still needed, with current active bulletins remaining posted on its website. Click here to see ID Bulletin No. 26-03 Reissued Bulletins:
New Oregon Order Revises Cost-Sharing and Coverage Framework for Standard Bronze/Silver Plans
OR| Oregon’s permanent Administrative Order ID 5-2026 amends OAR 836-053-0013 to update the state’s standard bronze and silver health benefit plans for the 2027 plan year, effective July 1, 2026. The rule preserves the existing framework—defining “coverage,” inpatient and outpatient services, and essential health benefits—but confirms that standard plans must comply with federal EHB, mental […]
Alabama Opens Door to New Captive Insurers and Risk Retention Groups After Moratorium Ends
AL| The Alabama Department of Insurance terminates Bulletins 2025-01 and 2025-05 lifting its temporary moratorium on licensing/registration of new captive insurers and domestic risk retention groups, effective July 1, 2026. Click here to see Termination Notification
Attention Colorado Carriers: Revamped PrEP Guidance Tightens Requirements for Preventive HIV Coverage
CO| Colorado Division of Insurance Revised Bulletin B-4.112 clarifies that, effective January 1, 2025, all non‑grandfathered health benefit plans, including student health plans, must cover without cost sharing all USPSTF “A” or “B”-rated HIV pre‑exposure prophylaxis (PrEP) services—specifically all FDA‑approved oral and injectable PrEP formulations and associated baseline and ongoing monitoring tests—for sexually active adults […]