Important Alert: Delaware DOI Urges Insurers and TPAs to Watch for Fake License Requests from Spoofed Email Addresses

DE| The Delaware Department of Insurance (DOI) issued Universally Applicable Bulletin No. 10 warning all regulated entities, including insurance carriers and third-party administrators, about an active phishing campaign impersonating the DOI with emails requesting license verification via fraudulent links. The Department emphasized that it never requests license verification through unsolicited emails or unverified links, and […]

Maine Bureau of Insurance: Policyholders Protected from Nonrenewal After Agency Termination

ME| Bulletin 489, from the Maine Bureau of Insurance, addresses the unlawful practice of nonrenewing homeowners, renters, or personal auto insurance policies solely due to the termination of the insurer’s agency relationship with a producer. It clarifies that Maine’s Cancellation Control Acts protect policyholders by granting them the right to renew these policies unless a […]

DE Insurance Department Launches New Pre-Authorization Rules to Streamline Care and Reduce Delays for Patients – Effective January 2027

DE| The Delaware Department of Insurance‘s Bulletin No. 163 announces the implementation of the Delaware Pre-Authorization Act of 2025 (Senate Bill 12), establishing uniform standards and procedures for the pre-authorization of healthcare services by health insurers, benefit plans, and utilization review entities operating in Delaware, effective for policies issued, renewed, or amended after December 31, […]

American Samoa Insurance Commissioner Announces Individual Assurance Company’s Formal Withdrawal; Existing Policies Remain Protected

AS| The Office of the Insurance Commissioner of American Samoa has issued an official public notice dated November 3, 2025, announcing that Individual Assurance Company (IAC) is withdrawing and discontinuing all insurance operations in the Territory under ASCA Title 29, Section 29.0323. Existing IAC policies remain in force, with all valid claims to be paid, […]

Mississippi Issues Guidance for Insurers: Support Policyholders Facing Premium Payment Challenges During Shutdown

MS| The Mississippi Insurance Department (MID) issued Bulletin 2025-6 addressing insurance companies regarding policyholders impacted by the federal government shutdown, which has affected around 20,000 Mississippi-based federal employees through furloughs or unpaid work. MID strongly encourages insurers to support affected policyholders by relaxing premium payment schedules, extending grace periods, waiving late fees, allowing payment plans, […]

Colorado Division of Insurance Updates Medical Inflation Trend Formula for Option Health Plans, Setting 2027 Rate Adjustment at 2.20%

CO| Colorado Division of Insurance has issued Amended Bulletin B-4.121 and outlines required calculations for medical inflation trends used in determining premium rate reductions for the Colorado Option Standardized Health Benefit Plans. Carriers in the individual and small group markets must use the geometric average change over three years in the medical care index for […]

Oregon Department of Consumer & Business Services and Insurance Regulation Rejects National Annuity Guidelines for Greater Resident Safeguards

OR| Oregon has issued Permanent Administrative Order ID 7-2025, exercising its opt-out rights from two Uniform Standards of the Interstate Insurance Product Regulation Compact, effective November 1, 2025, citing inadequate consumer protections in the adopted standards for certain annuity products. Key Points: Click here to see OR Permanent Administrative Order ID 7-2025