ELANY Bulletin: Multi-Factor Authentication Now Required for Most NY Insurance Brokers Starting November 2025
NY| The Excess Lines Association of New York (ELANY) issues Bulletin No. 2025-22 announcing the final phase of New York Department of Financial Services (DFS) Cybersecurity Regulation 23 NYCRR 500 requirements, effective November 1, 2025. The bulletin details new multi-factor authentication (MFA) requirements for brokers, additional cybersecurity measures for those with limited exemptions, and the […]
Missouri Expands Moratorium: Condominium Associations Now Protected from Insurance Policy Cancellations After Storms
MO| Missouri Insurance Bulletin 25-11, issued on November 4, 2025, from the Missouri Department of Commerce and Insurance, serves as an addendum and clarification to Bulletin 25-10 regarding post-storm cancellations and non-renewals of insurance policies. The Bulletin extends the prior moratorium to also cover master condominium association policies, ensuring that these and homeowners’ and dwelling […]
New Hampshire Insurance Dept. Warns Carriers: Fair Access & Compensation Required for Medicare Plans
NH| The New Hampshire Insurance Department released Bulletin Docket #INS 25-082-AB addressing concerns over unfair trade practices by carriers and producers in the Medicare Advantage and Medicare Supplement market. The department warns that activities such as restricting access to enrollment applications, discouraging producers from marketing certain products, or altering producer compensation mid-year may violate state […]
Oklahoma Senate Bill 1067 Sets New Rules for Ambulance Reimbursement Rates in 2026
OK| The Oklahoma Insurance Department has issued Bulletin No. 2025-11 introduces substantive legislative changes in Oklahoma for ambulance service reimbursement, impacting health insurers and ambulance service providers operating on behalf of local government entities effective January 1, 2026. The bill allows local government entities or their contracted ambulance service providers to annually submit approved service […]
Delaware Releases Summary of Insurance Laws Enacted in 2025
DE| The Delaware Department of Insurance Universally Applicable Bulletin No. 11 summarizes insurance-related laws enacted during the 2025 session of the Delaware General Assembly. It is designed to inform regulated entities of important statutory changes but does not provide detailed legal analysis. Below is a list of each law or bill referenced, with a brief […]
Delaware Issues Revised Bulletin: Implementation of the Delaware Health Insurance Individual Markets Stabilization Reinsurance Program Assessment
DE| The revised Delaware Bulletin No. 113, issued by the Delaware Department of Insurance, provides updated procedures for assessing health insurance carriers to fund the state’s Individual Market Stabilization Reinsurance Program, aiming to maintain affordability and market stability as federal premium subsidies (APTCs) are set to expire in late 2025 unless extended. The assessment applies […]
SLTX’s November SMART Release Delivers Streamlined Policy Reporting and Self-Service Tools for External Users
TX| The November 2025 SMART update introduces a new Renewal Certificate transaction type, enhanced coverage-to-coverage relationship controls, and upgraded the Monthly Policy & Premium Report with additional data points and improved capture methods. External users can now update primary contact information directly, while SLTX also implemented minor interface, label, and technical updates. Additional training materials […]
North Dakota Updates Medicare Enrollment Rules: Protect Consumers With Transparent Advertising
ND| The North Dakota Insurance Department‘s Bulletin 2025-2 outlines updated requirements and best practices for Medicare, Medicare Advantage, and Medicare Supplement enrollment and advertising. The bulletin emphasizes compliance with federal and state regulations to ensure accurate and transparent communication with consumers during the enrollment process. Click here to see ND Bulletin 2025-02
Impacted Alabama residents advised to notify insurers about federal employment status during shutdown
AL| The Alabama Department of Insurance issued Bulletin 2025-07 acknowledging that some residents are impacted by the ongoing federal government shutdown and encourages insurers to consider accommodations such as payment plans or premium extensions. Impacted policyholders should notify their insurers about their federal employment status for possible assistance. Click here to see AL Bulletin No. […]
Hawaii Insurance Division Clarifies Primary Insurance Responsibility for Peer-to-Peer Car Sharing Programs
HI| The Hawaii Insurance Commissioner’s Memorandum 2025-9A clarifies the insurance requirements for peer-to-peer (P2P) car-sharing under Hawaii law. The memorandum states that a P2P car-sharing program is responsible for ensuring that primary motor vehicle insurance coverage exists during each car-sharing period, as required by Hawaii Revised Statutes §431:10C-802(a). However, the law does not require the […]