Hawaii Issues New Guidance on Insurers’ Use of AI Systems to Protect Consumers from Unfair Outcomes
HI| Memorandum 2025-13A, issues by the Hawaii Insurance Division, sets expectations for Hawaii-authorized insurers’ development, governance, and oversight of AI systems used in regulated insurance activities, emphasizing compliance with existing unfair trade practice, corporate governance, rate, and market conduct laws, and outlining the documentation the Division may request during investigations or examinations related to AI […]
Maryland Sets 2026–2027 Rules for Student Health Plan Filings, Key Deadlines, and Compliance Standards Under New State Insurance Laws
MD| Maryland Insurance Administration Bulletin 25-17 provides 2026–2027 filing instructions for student health benefit plans, clarifies when an annual SERFF filing is required, incorporates recent Maryland law changes affecting step therapy, preventive services, discretionary clauses, and copay accumulator programs, and reiterates essential health benefit, actuarial value, mental health parity, and rate-filing standards that carriers must […]
Vermont Health Plans and PBMs Reminded: All Prescription Drug Cost sharing Must Count Toward Statutory Out-of-Pocket Caps
VT| Vermont DFR Insurance Bulletin #171 (revised December 10, 2025) clarifies that 8 V.S.A. § 4092 establishes an out-of-pocket maximum on prescription drug costs for any insurance or other health benefit plan offered by a health insurer or PBM, benchmarked to the federal statutory annual minimum deductible for HSA-qualified HDHPs under Internal Revenue Code § […]
Shorter SR‑22 Terms, New DMV Proof Requirements: Key 2026 Changes for Oregon Auto Carriers
OR| Oregon DFS Insurance Division releases Memorandum regarding DMV Notice- SB 840’s insurance provisions that primarily require carriers writing Oregon auto to adjust processes around SR‑22 filings, uninsured accident reporting, and proof-of-coverage confirmations beginning January 1, 2026. Carriers will see a shortened SR‑22 obligation (from three years to one year) for convictions of driving uninsured, […]
The Surplus Line Association of Washington Sends Notice of Upcoming Portal & URL Changes
WA| On December 8, 2025, The Surplus Lines Association of Washington sent email notification of important SLIP Portal changes in effect December 19, 2025. See message below:
Colorado Clarifies Annual ECDIS Attestation Requirements for Life, Auto, and Health Insurers
CO| Revised Bulletin B-10.001 clarifies guidance for insurers in Colorado who do not use external consumer data and information sources (ECDIS) or related predictive models, outlining that while no specific attestation format is mandated, insurers must sign an annual attestation by an officer confirming they do not use ECDIS or models that rely on ECDIS, […]
Pennsylvania Surplus Lines Agencies Reminded to File 2025 RCT-123 and Remit 3% Premium Tax by year-End Deadline
PA| The Pennsylvania Surplus Lines Association issued December 8 Bulletin to remind all Pennsylvania-licensed surplus lines agencies (resident and nonresident) to file the Surplus Lines Agents Gross Premiums Tax Report (RCT-123) and remit the 3% surplus lines premium tax on taxable gross premiums (less return premium) for the prior calendar year as of December 31, […]
Idaho Surplus Line Association Updates Late-Fee Schedule as Broker Portal Matures
ID| Idaho Surplus Line Association updates late-fee policies as the new broker portal matures. Find out when late fees start, the exact amounts, and how they appear on invoices and in the portal. See Notice Sent to Licensees Below:
New ELANY Bulletin Lists Key 2025 Excess Line Tax Deadlines and Electronic Filing Reminders for NY Brokers
NY| Bulletin No. 2025-25 from ELANY reminds licensed New York excess line brokers about 2025 affidavit filing deadlines, 2025 premium tax reporting procedures, electronic filing requirements, handling of prior-year adjustments, and the obligation to file a tax return even if no 2025 excess line business was placed. Key Point: Click here to see ELANY Bulletin […]
Arkansas Insurance Department Streamlines Healthcare Transparency with Enhanced Data Submission Standards
AR| The Arkansas Insurance Department released Bulletin No. 16-2025 approving the final Arkansas Healthcare Transparency Initiative Data Submission Guide (DSG) version 9.0.2025, which supersedes DSG 8.0.2022. This update incorporates stakeholder feedback from the public comment period and includes significant structural reorganization, enhanced data requirements, and refinements to submission guidelines for licensed healthcare insurers, health maintenance […]