South Carolina Cracks Down on Unfair Medicare Marketing Tactics by Insurers
SC| South Carolina Department of Insurance Bulletin (2025-10) addresses reported unfair trade practices by insurers and producers related to the marketing of Medicare, Medicare Advantage, and Medicare Supplement plans in South Carolina. The Department emphasizes the prohibition of market conduct that restricts consumer access or manipulates producer behavior to the disadvantage of state residents. Main […]
Hawaii Insurance Division Invites Industry Feedback on Modernized Property and Casualty Rate Filing Process
HI| Hawaii Insurance Commissioner Scott K. Saiki announces that, due to positive feedback, the comment period on the revised Property and Casualty rate, rule, and form filing procedures (“Hawaii General Requirements and Filing Instructions,” referenced in Memorandum 2025-10R) is extended to December 31, 2025, with materials available on SERFF and the division’s website. The memo […]
California Issues 2025 Surplus Lines Export List , Adding Commercial Cannabis and Updating Foster Family Liability
CA| The California Insurance Commissioner’s Bulletin 2025‑16 announces the lines and types of insurance that surplus line brokers may place with nonadmitted insurers without a diligent search, notes the 2025 public hearing and resulting changes (adding Commercial Cannabis Related Operations and revising Foster Family coverage), and then provides the detailed 2025 Export List by line […]
Hawaii Extends Comment Period on New P&C Rate Filing Requirements to December 31, 2025
HI| In Memorandum 2025-11R, Hawaii Insurance Commissioner extends the comment period on the revised Property & Casualty rate, rule, and form filing procedures (as outlined in Memorandum 2025-10R) to December 31, 2025, and delays the effective date of the new “Hawaii General Requirements and Filing Instructions” to February 1, 2026. Insurers must bring existing filings […]
Mississippi Surplus Lines Association Announces Address Change for MSIG Specialty Insurance
MS| The Mississippi Surplus Line Association has announced the address changes for Eligible Insurer: MSIG Specialty Insurance USA Inc. – Code 34886 – Effective Nov. 24, 2025. New Address: Click here to see MSLA Bulletin 2025-22
New Hampshire Bans Surprise Ambulance Billing, Sets Fair Rates for Patients and EMS Providers
NH| The New Hampshire Insurance Department Bulletin 25-073-AB addresses the implementation of SB 245, establishing interim reimbursement provisions for ground ambulance providers and health carriers from January 1, 2026, through December 31, 2027. The aim is to align incentives, prohibit balance billing, and introduce a conditional reimbursement rate based on network participation. Key Issues: Click […]
New Illinois Rule: Health Plans Must Help Cover Travel Costs for Mental Health and Addiction Care When Networks Fall Short
IL| Illinois Department of Insurance Company Bulletin 2025-19 requires health insurance issuers subject to NATA to implement a process, effective for plans on or after January 1, 2026, to provide reasonable reimbursement of travel, food, lodging, and mileage when beneficiaries with an approved MHSUD network exception must go out-of-network due to lack of timely or […]
Property & Casualty Insurers: New Louisiana Procedure Helps Shield Trade Secrets in Rate Filings
LA| Bulletin 2025-06 from the Louisiana Department of Insurance informs authorized P&C insurers that, effective with implementation of Act 11 (2025), an optional rate filing process is available allowing companies to submit an affidavit identifying specific rate, supplementary, or supporting documents they claim as confidential, proprietary, or trade secret, along with the legal basis for […]
NC Regulators Warn Carriers: Don’t Restrict Medicare Plan Access or Producer Commissions
NC| North Carolina Department of Insurance Bulletin 25-B-14 advises all North Carolina carriers and producers selling Medicare Supplement, Medicare Advantage, and Part D plans that reported practices restricting access to approved Medicare products or manipulating producer compensation may constitute unfair competition and deceptive acts under Article 63, and that filed, approved products must be marketed […]
Health Carriers: Updated Rules Require Prompt Online Reporting of Fraudulent Billing Activity in New Hampshire
NH| The New Hampshire Insurance Department Bulletin 25-084-AB provides updated guidance on mandatory reporting of suspected fraudulent billing activity by health care professionals, reminding all licensed carriers and producers of their obligation under RSA 41728 to report suspected insurance fraud to the Department’s fraud unit within 60 days. The bulletin outlines key compliance requirements for […]