The Excess Line Association of New York Adds New Eligible Insurer
NY| The Excess Line Association of New York (ELANY) issued Bulletin 2026-09 announcing the addition of VerTerra Insurance Company – Code 10024 – Effective 3/4/2026. Click here to see ELANY Bulletin 2026-09
Maine Bureau of Insurance Clarifies Rules for Using Excluded Driver Endorsements
ME| Bulletin 491, issued by the Maine Bureau of Insurance, explains that under Maines Automobile Insurance Cancellation Control Act, personal auto policies may exclude specific drivers only to avoid cancellation or nonrenewal and to permit coverage to continue without unreasonable risk, and only for a named individual. Any exclusion must be in writing and signed […]
Maine Issues 2027 Network Adequacy Guidance: Carriers Must Meet Strict Time and Distance Standards
ME| Maine Bureau of Insurance Bulletin 492 (superseding Bulletin 487) sets network adequacy guidance for 2027 Qualified Health Plans, requiring carriers to continue using the 2026 CMS-based time and distance standards so that at least 90 percent of enrollees in each county can access specified provider and facility types within defined travel times, with limited […]
Mississippi Sets 2027 Health & Dental Plan Filing Deadlines: Key Dates for Issuers
MS| Mississippi Insurance Department Bulletin 2026-3 provides form and rate filing guidance for issuers of single risk pool individual and small group health insurance products and stand-alone dental plans, both on and off the Federally-Facilitated Marketplace, that intend to offer or renew coverage for Plan Year 2027 in Mississippi. It confirms that, consistent with HHS […]
Puerto Rico OCS Sets March 27 Deadline for 20262027 Compulsory Auto Liability Participants
PR| Circular Letter CC-2026-2061-D(Spanish only) from the Puerto Rico Office of the Commissioner of Insurance reminds all property and casualty insurers that write motor vehicle insurance that, under Article 4(d) of Act 253-1995, any insurer wishing to offer compulsory motor vehicle liability insurance for policy year 20262027 must submit written notice of its determination to […]
New Mexico Announces Changes Coming to Texico: Community Fire Protection Score Changes Could Affect Coverage and Costs
NM| The New Mexico Insurance Department Bulletin 2026-05 informs all residential property/casualty insurers with customers in the Texico Fire Protection Service Area that ISO has conducted a Public Protection Classification (PPC) survey and plans to implement a PPC change effective August 1, 2026, which may unfavorably affect premiums or renewal decisions. As required by Insurance […]
Florida Legislature Advances Commercial Insurance Market Reforms and New Licensing Track for Future CSRs
FL| The March 11, 2026 E-Alert from the Florida Surplus Lines Service Office reports that Floridas Legislature passed SB 1028 to create admitted and surplus lines commercial insurance clearinghouses for Citizens policies, with OIR oversight, cost-comparison limits versus Citizens, and rules on administrator funding and agent commissions. It also explains that HB 1343, now on […]
Kentucky Bars Use of Satellite Imagery Alone for Policy Cancellations and Claim Denials
KY| Kentucky Department of Insurance Bulletin 2026-01 advises that property and casualty insurers may not use satellite imagery as the sole basis for cancellation, nonrenewal, or claim denial because it does not constitute a reasonable investigation under KRS 304.12-230 and KRS 304.20-320, and may not be paired solely with any prohibited reasons under KRS 304.20-340. […]
Louisiana Sets 30-Day Notice Standard for Surplus Lines Cancellations and Nonrenewals
LA| Advisory Letter 2026-01 from the Louisiana Department of Insurance clarifies that, although the Insurance Code does not expressly impose statutory cancellation or nonrenewal notice standards on surplus lines insurers, the Commissioner is exercising general regulatory authority to require consumer-protective notice practices for surplus lines property and casualty policies in the state. Citing La. R.S. […]
New Nevada Guidance: Limits on Denials for Medically Necessary Cancer Biomarker Tests
NV| The Nevada Division of Insurance Bulletin 26-001 clarifies that, effective October 1, 2023, Nevada health insurers must provide coverage for medically necessary biomarker testing for the diagnosis, treatment, management, and ongoing monitoring of cancer when supported by medical and scientific evidence, regardless of whether policy language has been updated to reflect this requirement. If […]