New VT Bulletin: Insurers Ordered to Move Disabled Medicare Supplement Members Into Standard 65+ Risk Pool Automatically
VT| The Vermont DFR Bulletin #208 (Revised) clarifies that Vermont insurers offering Medicare supplement (Medigap) coverage must apply community rating in compliance with 8 V.S.A. § 4051(a) by automatically moving disabled Medicare supplement policyholders into the standard age-based (over‑65) rating pool as soon as they become eligible for Medicare by reason of age, rather than […]
Louisiana Insurance Department Sets First Dashboard-Cam Discount Report Due Date: March 1, 2027
LA| Bulletin 2026-02 from the Louisiana Department of Insurance clarifies that, under La. R.S. 22:1482.2 and newly effective Regulation 138 on premium discounts for commercial motor vehicles using dashboard cameras with telematics, each admitted insurer writing commercial motor vehicle insurance in Louisiana must file an annual report by March 1 each year detailing the number […]
Louisiana Auto Insurers Must Reset “First Lapse” After 5 Years of Continuous Coverage Under Act 476
LA| Louisiana Bulletin 2026-01, effective January 1, 2026 under Act 476 (2025 Regular Session), reminds property and casualty insurers writing motor vehicle business that they may not increase premiums or add a surcharge due to an insured’s first lapse in liability coverage if the lapse is 90 days or less, while subsequent lapses may result […]
Arkansas Issues New Data Call: Primary Care Spending Reports Due February 6, 2026
AR| The Arkansas Insurance Department Bulletin 1-2026 directs all licensed healthcare insurers that offer primary care benefits to submit primary care and medical spending data, using the Arkansas Primary Care Payment Improvement Data Collection Template and Manual, as required by Act 483 of 2025, so that the Arkansas Primary Care Payment Improvement Working Group can […]
Excess Lines Association of New York Releases New Additions to the List of Eligible E&S Insurers
NY| ELANY Bulletin No. 2026-03 lists nine new Lloyd’s syndicates to the list of eligible E&S insurers. The effective date for all is January 1, 2026. Click here to see ELANY Bulletin 2026-03
Arizona Clarifies Biomarker Coverage Rules, Targets Noncompliant Denials and Outdated Guidelines
AZ| Arizona DIFI’s Regulatory Bulletin 2026-01 (INS) reiterates that, beginning in 2023, Arizona law requires specified health insurers to cover biomarker testing when the test provides clinical utility for diagnosis, treatment, appropriate management, or ongoing monitoring, as demonstrated by medical and scientific evidence, and clarifies that insurers’ policies, guidelines, and utilization review tools must be […]
Alabama DOI Updates Group Capital Filing Rules for Domiciled Insurers
AL| Bulletin 2026-01, issued by the Alabama Department of Insurance, announces that, effective immediately, they will apply the group capital calculation filing requirements in Section 21 of NAIC Model Regulation 450 to Alabama‑domiciled insurers subject to Ala. Code § 27-29-4(1)(2), including the Department’s authority to grant exemptions, accept limited filings, or require full filings from […]
New York ELANY Alert: Early DFS Portal Filing Now Available for 2025 “Zero” Tax Filers
NY| ELANY Bulletin No. 2026-02 announces that, effective January 1, 2026, New York excess line brokers who are true “ZERO” filers—meaning they wrote no New York surplus lines business in 2025, had no endorsements or cancellations reported to ELANY, and owe no premium taxes or credits for 2025 or any prior year—may now submit their […]
Alaska Confirms No Changes to Surplus Lines Placement List in New 2026 Order
AK| In Order R 26-01 issued by the Alaska Division of Insurance clarifies that, following an October 15, 2025 hearing held under 3 AAC 25.040 and AS 21.06.180–21.06.230, no testimony or written comments were received regarding proposed changes to the surplus lines placement list, so the director finds no basis to alter the existing list […]
Michigan DIFS Updates Auto Insurance Utilization Review Forms, Sets February 15, 2026 Deadline for New Versions
MI| Michigan DIFS Bulletin 2026-01-INS announces that the department has updated its auto insurance utilization review forms for clarity, including the certification application, provider appeal request, insurer reply, insurer annual report, and provider attestation forms, which are now posted on the DIFS utilization review webpage. As of February 15, 2026, DIFS will no longer accept […]