New MN Bulletin Clarifies Filing Rules for FORTIFIED Homeowners Rate Discounts

MN| Administrative Bulletin 2026-1 instructs Minnesota homeowners insurers on how to file actuarially justified premium discounts or rate reductions for IBHS FORTIFIED-designated properties under Minn. Stat. § 65A.298, including required SERFF filings, threshold discount levels for the wind/hail portion of premium, and Commerce’s case-by-case review standards starting March 23, 2026, without disturbing previously approved filings. […]

California DOI Issues 2026 Reminder: Report Background Changes Within 30 Days or Face Discipline

CA| The Notice, issued March 20, 2026 by the California Department of Insurance, reminds all admitted insurers, producers, bail agents, independent and public adjusters, education providers, and other interested parties that California Insurance Code section 1729.2 requires all licensees, applicants, and specified unlicensed control persons listed on business entity licenses or applications to report any […]

Texas Approves New Workers’ Comp Class Code for Clerical Telecommuters, Effective July 1, 2026

TX| Texas Department of Insurance Commissioner’s Order No. 2026-9844 approves NCCI Item B-1451, which amends the NCCI Basic Manual in Texas to establish workers’ compensation classification code 8871 for clerical telecommuter employees whose duties are clerical, who telecommute at least 50% of the time, and whose employer’s basic classification does not already include clerical employees, […]

Nebraska DOI Greenlights Use of Insurance Consultants for Medicare Advantage Sales—With Key Conditions on Fees and Compliance

NE| The Nebraska Department of Insurance issues advisory Guidance Document IGD-B9 to clarify that insurance consultants may be used to sell Medicare Advantage plans in Nebraska, in light of some carriers reducing or removing producer commissions. Consultants differ from producers because they charge consumers a reasonable fee for advice and placement instead of receiving carrier […]

Delaware Updates Bulletin No. 138: New ASDS Deadlines and 2027 Price Growth Cap Announced

DE| Delaware Department of Insurance Domestic and Foreign Insurers Bulletin No. 138, revised through March 17, 2026, provides updated guidance for insurers, health service corporations, and managed care organizations subject to Regulation 1322 on how to complete and submit the 2025 Affordability Standards Data Submission (ASDS) template, including revisions to required submission years and associated […]

Missouri Issues New Guidance on Fair Use of Vehicle Valuation Software in Total Loss Claims

MO| Missouri Insurance Bulletin 26-04 advises that while insurers may use third-party valuation software to determine the actual cash value of total loss vehicles, they remain responsible for conducting a reasonable investigation and ensuring prompt, fair, and equitable settlements under the Missouri Unfair Claims Settlement Practices Act and related regulations. The bulletin highlights risks of […]

Conduent Cybersecurity Incident: Missouri Regulators Remind Insurers of Breach Reporting Duties and Member Protection Steps

MO| The Missouri Department of Commerce and Insurance issued Bulletin 26-05 advising all regulated entities about a cybersecurity breach at Conduent Business Services, LLC, a vendor providing printing, document processing, and other back-office services to insurers, after discovering unauthorized access to part of its network from October 21, 2024, to January 13, 2025, involving files […]