New Colorado Rule: Insurers Must Disclose Wildfire Risk Score, Mitigation Discounts, and Appeal Rights Each Year.
CO| Colorado Bulletin No. B-5.56, provides guidance to property insurers, including the FAIR Plan, on complying with § 10-4-124, C.R.S., by requiring them to give applicants (at application) and policyholders (annually) a plain-language written notice disclosing the property’s wildfire risk score or classification, the insurer’s wildfire risk score range, any available mitigation discounts, and appeal […]
Puerto Rico Announces Address Change for Surplus Lines Insurer Following Redomestication
PR| The Puerto Rico Office of the Insurance Commissioner has issues a notice of address change for AT-Bay Specialty Insurance Company, Inc. AT-Bay Specialty Insurance Company, Inc. redomesticated from the state of Delaware to the state of Georgia, effective December 19, 2024. All mailing addresses for AT-Bay Specialty Insurance Company, Inc. should be updated to: […]
DE P&C Insurers: GIS-Based Premium Allocation Now Mandatory Under Reissued Bulletin 151
DE| REISSUED Bulletin No. 151 reiterates that all property and casualty insurers writing business in Delaware must strictly comply with 18 Del. C. § 705 geographic premium allocation and reporting requirements, using GIS tools and updated HB 371-driven processes, to ensure accurate distribution of premium-tax-based funds to fire companies and avoid potential enforcement action for […]
Delaware Issues REVISED New Guidance for Insurers and Producers on Payroll Audit Practices for Workers’ Comp Insurers
DE| The Delaware Department of Insurance’s REVISED Domestic and Foreign Insurers Bulletin No. 159 and Producer and Adjuster Bulletin No. 38 sets updated regulatory expectations for payroll audit practices under workers’ compensation and employer’s liability policies. Below are three takeaways: Click here to see REVISED Domestic and Foreign Insurers Bulletin No. 159 and Adjuster Bulletin […]
SERFF, New Template, New Guidance: Key Changes in Illinois Insurance Supplier Diversity Reporting for 2026
IL| The Illinois Department of Insurance Bulletin 2026-03 updates who must file, how to file, and how to format Illinois insurance supplier diversity reports due on and after April 1, 2026, including coordination with existing rules and FAQs. Key Points: Click here to see IL Bulletin 2026-03
Washington’s ESSB 5291: Mandatory Disclosures, Loss Ratios, and Stronger Claims Standards for the New Supplemental LTC Market
WA| Washington’s new supplemental long‑term care (LTC) framework under ESSB 5291 is moving into effect on March 7, 2026, and it clarifies how supplemental LTC products must be designed, sold, and administered in coordination with WA Cares, including expectations for underwriting, disclosures, suitability, loss ratios, and oversight. See Concise Explanatory Statement linked below. Key Points: […]
New Delaware Bulletin No. 98 Revision: Insurers Urged to Keep UCAA Form 14 Contacts Current and Direct
DE| Delaware Department of Insurance Bulletin No. 98, revised February 5, 2026, informs all admitted and approved domestic and foreign insurers that employees corresponding with the Department—particularly on consumer complaint investigations—must provide direct telephone numbers and email addresses, and expands this expectation to require direct contact information for all UCAA Form 14 contact types so […]
Surplus Lines Alert: Alaska Publishes Updated White List and Eligibility Rules
AK| Bulletin B 26‑01 announces that the Alaska Division of Insurance, under AS 21.34.050, has issued an updated “white list” of eligible surplus lines insurers and explains in general terms how insurers qualify to be on or removed from that list, including the need to meet NRRA and home‑state requirements and to provide annual proof […]
Puerto Rico Insurers: New Data Call on Women, Infants, Children & Adolescents for FY 2024–2025 – Due March 6, 2026
PR| The Puerto Rico Office of the Commissioner of Insurance, in Circular Letter CC-2026-2058-AF, directs all authorized health service organizations and health insurers to complete and submit Department of Health Excel forms reporting health-related information for women of reproductive age, infants, children, and adolescents who received health insurance benefits in Puerto Rico during the July […]
New Alabama Insurance Bulletin: Insurers Face Stricter Limits on Using Catastrophe and Non-Related Losses to Hike Premiums or Drop Coverage
AL| Alabama Department of Insurance Revised Bulletin 2025-08, effective immediately, applies to all admitted personal and commercial property and automobile insurers (including the Alabama Insurance Underwriting Association) and deems certain actions unlawful trade practices under Ala. Code §§ 27-12-1 et seq., prohibiting insurers from cancelling or non-renewing policies on or after January 1, 2026, and […]