OK: Motor Vehicle Collision Reporting (2026-04)

House Bill 4143 significantly raises the motor vehicle collision reporting threshold from 00 to ,000 for accidents on non-private property, effective November 1, 2026. This tenfold increase means far fewer collisions will trigger mandatory written reports to the Oklahoma Department of Public Safety, reducing administrative burden on P&C insurers. However, insurers must update claims processes to align with the new threshold, the six-month settlement reporting requirement, and the new exception for information-exchange-only scenarios with no injury, death, or non-vehicle property damage. Failure to adjust internal procedures could result in unnecessary filings or missed required reports.

Source: https://www.oid.ok.gov/bulletin-no-2026-04/