The Mississippi Insurance Department issued Bulletin 2026-11 because despite prior notice (Bulletin 2025-5 and regulatory amendments), MID continues receiving reports that insurers have not fully implemented the 45-day notice requirement for renewal, cancellation, reduction of coverage, or nonrenewal. Homeowners insurers face a hard December 15, 2026 SERFF filing deadline to submit updated Policyholder Bill of Rights forms, and must use the amended form for all new policies and renewals effective January 1, 2027. Failure to comply constitutes a violation of Miss. Code Ann. § 83-5-1 and §§ 83-5-29 through 83-5-51, exposing insurers to enforcement action. This is a time-sensitive, mandatory compliance action with a specific filing deadline.
Source: https://www.mid.ms.gov/wp-content/uploads/2026/10/202611Bul.pdf