DE| Delaware Bulletin No. 166 (dated June 11, 2026) notifies ACA carriers that proposed rates for Plan Year 2027 individual and small group QHP and off-exchange ACA-compliant plans must be submitted via SERFF using a single URRT rate filing, including a fully supported actuarial memorandum that explains methodologies, material assumptions, and any changes from the prior year, and demonstrates compliance with state and federal requirements by June 15, 2026.
The bulletin emphasizes that filings must be complete at submission, carriers must promptly respond to DOI inquiries, and questions should be directed to the rate review email or SERFF Help Desk. It also incorporates a detailed Delaware Submission Timeline keyed to the federal QHP certification calendar, beginning with:
- QHP application/data validation window opening on April 15, 2026,
- Iinitial QHP application/binder submission due June 10, 2026,
- State requested deadline for proposed rate filing justifications June 15, 2026,
- Posting of proposed rate increases by July 31, 2026,
- Finalization of QHP rates and forms and related state determinations by August 12, 2026,
- CMS certification and state plan confirmation steps through September 30, 2026,
- Finalization of non‑QHP rate filings and forms by October 15, 2026,
- CMS posting of final rate changes on October 20, 2026, and
- URLs and quality ratings going live as open enrollment begins on November 1, 2026.