New AID Bulletin: Marketplace Plans Must Exclude Post‑2011 State Mandates, Stay EHB‑Only

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AR| The Arkansa Insurance Department Bulletin No. 7-2026 directs Arkansas health insurers that want to sell plans on the Arkansas Health Insurance Marketplace to submit only plans that provide essential health benefits as defined by the Affordable Care Act and state mandates in effect by December 31, 2011, with the required Arkansas notice, while any plans that include all state‑mandated benefits must be sold only off‑Exchange; this approach is prompted by a 2026 CMS proposed rule that would require states to pay for any benefits mandated after 2011 even if included in the benchmark plan, and it aligns with the Arkansas Health and Opportunity for Me Act of 2021 and Arkansas Code provisions allowing individual plans limited to essential health benefits and not all state‑mandated benefits.

Click here to see AR Bulletin No. 7-2026

  • Bulletin
  • Arkansas
  • Department of Insurance

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