Pennsylvania Insurance Commissioner Updates Export List for the Non-Admitted Market

PA| The Pennsylvania Insurance Commissioner has issued an updated Export List in 55 Pa.B. 2697 , effective April 4, 2025, identifying specific insurance coverages deemed generally unavailable in the authorized market and thus eligible for placement in the surplus lines market without a prior diligent search among admitted insurers. The list includes various specialized or […]

Michigan Releases Latest Edition of Municipalities in Fire Insurance Withholding Program

MI| Michigan Department of Insurance and Financial Services releases updated list of Municipalities that participate in the Fire Insurance Withholding Program, as outlined in Sections 2227 and 2845 of the Michigan Insurance Code. The list includes cities, townships, and villages across the state, along with their respective county, contact person, address, phone number, effective date […]

Mississippi Mandates Annual Prior Authorization Reporting for Health Insurers Starting 2025

MS| Bulletin 2025-2 from the Mississippi Insurance Department outlines the requirements for health insurance issuers to annually report aggregated data on prior authorization practices, as mandated by state law, effective April 1, 2025. The report must include specific metrics such as the number of prior authorization requests, denials, appeals, and post-service utilization reviews, along with […]

Texas Department of Insurance Announces Proposed Revisions to Workers’ Compensation Classifications

TX| The Notice from the Texas Department of Insurance outlines the filing by the National Council on Compensation Insurance (NCCI) to revise classifications and phraseologies in its Basic Manual for Workers Compensation and Employers Liability Insurance. Specifically, the revisions address hazardous material remediation services (e.g., asbestos, mold, and lead paint) and janitorial-type services performed by […]

Illinois Clarifies Voluntary Insurance Fraud Reporting Guidelines for Insurers

IL| The Illinois Department of Insurance issued Company Bulletin 2025-06 to clarify that there is no mandatory requirement for insurers operating in Illinois to report suspected insurance fraud to the Department or third-party organizations. Participation in fraud detection and reporting programs is voluntary, and specific protocols exist for reporting workers’ compensation fraud and consumer fraud. […]

Texas Approves 11.5% Workers’ Compensation Rate Reduction Effective July 2025

TX| The Texas Department of Insurance (TDI) has approved the National Council on Compensation Insurance (NCCI) advisory loss cost filing, effective July 1, 2025, which includes an average decrease of 11.5% in loss costs and updates to classification relativities. Insurance companies writing workers’ compensation policies in Texas must adhere to specific rate bases and filing […]

Texas Mandates Title Insurance Data Submission for 2024 by April 22, 2025

TX| The Texas Department of Insurance (TDI) has issued Commissioner’s Bulletin #B-0003-25, mandating all title insurance underwriting companies operating in Texas to submit data for the 2024 calendar year by April 22, 2025. This data call, required under Insurance Code Section 2703.153, is critical for setting title insurance premium rates and includes income, expense, and […]