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West Virginia Issues Guidance on Fair Use of Aerial Imagery by Homeowners Insurers

WV| The West Virginia Insurance Bulletin No. 25-02 provides formal guidance on the use of aerial imagery by homeowners insurers, emphasizing the need for accuracy, transparency, and fairness. The Office of the Insurance Commissioner highlights that while aerial imagery can expedite claims and enhance safety—especially during catastrophic events—it must be used judiciously and not as […]

MSLA Announces Address Change of Authorized Non-Admitted Insurer

MS| Bulletin 2025-10, issued by the Mississippi Surplus Lines Association, announces the address change for approved non-admitted insurer, Summit Specialty Insurance Company, effective April 16, 2025. Home Office: 6031 Connection Drive, Suite 250Irving, TX 75039 Mailing Address: 6031 Connection Drive, Suite 250Irving, TX 75039 Administrative Address: 6031 Connection Drive, Suite 250Irving, TX 75039 Click here to see MSLA Bulletin 2025-10

New Hampshire Insurance Department Issues Guidance on Virtual Claims Adjustments to Protect Consumer Rights

NH| Bulletin #INS 25-031-AB from the New Hampshire Insurance Department addresses the increasing use of virtual claims adjustment systems by insurers and outlines their obligations under the Unfair Claims Settlement Practices (UCSP) provisions of the Unfair Insurance Trade Practices law (RSA 417:4, XV). It emphasizes that while virtual systems can expedite claims processing, they may […]

Montana Updates Health Insurance Filing Rules for 2026: Key Deadlines and Compliance Changes

MT| The Montana Commissioner of Securities and Insurance has issued an Advisory Memorandum with detailed guidance for health insurers regarding 2026 Affordable Care Act (ACA) plan filings, including deadlines, regulatory updates, and compliance expectations for both on- and off-exchange plans. Key updates include the adoption of new federal templates and actuarial tools, requirements for rate […]

Michigan Extends ACA Transitional Health Plans Through 2026

MI| The Michigan Department of Insurance and Financial Services (DIFS) has issued Order 2025-15-M, extending the Affordable Care Act (ACA) transitional policy for non-grandfathered individual and small group health insurance plans through December 31, 2026. This extension allows issuers to continue renewing plans that have been continuously renewed since 2014, with certain exemptions from ACA […]

Mississippi Surplus Lines Association Announces Address Change of Surplus Lines Insurer

MS| Bulletin 2025-08, issued by the Mississippi Surplus Lines Association, announces the address change for approved non-admitted insurer, NORCAL Specialty Insurance Company, effective April 14, 2025. Home Office: 500 West 5th Street, Suite 1150Austin, TX 78701 Mailing Address: PO Box 2080Mechanicsburg, Pennsylvania 17055 Click here to see MSLA Bulletin 2025-08

Mississippi Surplus Lines Association Announces Address Change of Authorized Non-Admitted Insurer

MS| Bulletin 2025-09, issued by the Mississippi Surplus Lines Association, announces the address change for approved non-admitted insurer, Conifer Insurance Company, effective April 14, 2025. Home Office: 3001 W. Big Beaver Road, Suite 319Troy, MI 48084 Mailing Address: PO Box 2080Mechanicsburg, PA 17055 Administrative Address: 3001 W. Big Beaver Road, Suite 319Troy, MI 48084 Click […]

Colorado Issues Amended Regulation on Health Plan Modifications for Individual and Small Group Markets

CO| Colorado Division of Insurance Notice of Adoption of Amended Regulation 4-2-27 outlines procedures for reasonable modifications to individual and small group health benefit plans in Colorado, governed by the Division of Insurance. The regulation provides guidelines for carriers on submitting modifications to both grandfathered and non-grandfathered plans, ensuring compliance with federal and state requirements […]