MSLA Announces Name-Change of Approved Non-Admitted Insurer
MS| Bulletin 25-12, issued by the Mississippi Surplus Lines Association, announces the Name Change of XL Catlin Insurance Company UK Limited to AXA XL Insurance Company UK Limited, effective May 22, 2025. Click here to see MSLA Bulletin 25-12
New State Bulletin Mandates Separate Primary and Secondary Rate Submissions for Individual Market Plans
MI| The State of Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-15-INS to update and clarify the filing requirements for individual market medical plans for Plan Year 2026, superseding conflicting portions of a prior bulletin. The guidance, in response to new federal instructions and potential Congressional actions, requires issuers to submit two […]
Louisiana Insurance Department Clarifies Fortified Roof Discounts and Endorsements
LA| The Louisiana Department of Insurance issued Bulletin 2025-03 to remind all property and casualty insurers and producers of their obligations regarding the Louisiana Fortify Homes Program and related insurance discounts and endorsements. Insurers and producers must be knowledgeable about the program’s governing laws, clearly explain available premium discounts and endorsements to insureds, and ensure […]
Louisiana Department of Insurance Repeals Outdated Regulation on Special Insurance Policies
LA| The Louisiana Department of Insurance has decided to completely get rid of a rule known as “Regulation 21.” This rule was originally created to protect people in Louisiana who buy insurance, as well as insurance companies, from certain types of insurance policies that were considered not to be in the public’s best interest. However, […]
Michigan DIFS Issues New Filing Rules for Health Insurers’ Medical Loss Ratio Reporting
MI| Bulletin 2025-13-INS, issued by the Michigan Department of Insurance and Financial Services on May 20, 2025, outlines the filing requirements for health insurers regarding Medical Loss Ratio (MLR) reporting in accordance with MCL 500.3406jj, enacted through Public Act 254 of 2024. Health insurers subject to the Affordable Care Act’s MLR and rebate requirements must […]
Utah Issues New Cost Share Reporting Rules for 2026 Health Plans
UT| Bulletin 2025-7, issued by the Utah Insurance Department, provides guidance on Cost Share Reduction (CSR) reporting requirements for insurers offering individual health benefit plans in Utah for the 2026 plan year. The bulletin instructs insurers on the necessary inclusions for their rate filings, estimation options, and contingency planning tied to potential federal funding changes. […]
California Insurance Commissioner to Hold Hearing on Proposed Additions to California Export List Including Cannabis, Wildfire, and Construction Insurance
CA| Commissioner Ricardo Lara has announced that the California Department of Insurance will hold an Export List hearing via videoconference and teleconference at 10:00 a.m. Pacific Daylight Time on June 17, 2025, to consider requests for additions and modifications to the Export List, which allows certain insurance coverages to be placed in the surplus lines […]
Florida Surplus Lines Stamping Office Issues Latest Edition of The Wire
FL| The May 16, 2025 issue of FSLSO’s “The Wire” highlights several important updates for Florida surplus lines agents and insurers. The newsletter outlines the step-by-step process for completing a Corrective Action Form (CAF) after a compliance review, emphasizes the importance of selecting the correct insurer and NAIC number in SLIP+ to avoid filing discrepancies, […]
Maryland Issues 60-Day Grace Period for Insurance Premiums in Allegany and Garrett Counties After State of Emergency
MD| Following a State of Emergency declared for Allegany and Garrett Counties due to a disruptive weather event, the Maryland Insurance Administration issued Bulletin 25-8 requiring all property, casualty, life, and health insurers to provide reasonable accommodations to affected policyholders. Specifically, insurers must offer a 60-day grace period for premium payments to prevent cancellations of […]
Oregon Sets WPATH-8 as Minimum Standard for Gender-Affirming Treatment in Health Plans
OR| The Oregon Department of Consumer and Business Services‘ Bulletin No. DFR 2025-4 provides updated guidance for health insurers regarding coverage of gender-affirming treatment under new state law and rules effective January 1, 2025. The bulletin clarifies that health benefit plans must cover all medically necessary gender-affirming treatments as determined by providers, following the World […]