Illinois Insurance Department Urges Companies to Protect Federal Workers Amid Shutdown
IL| The Illinois Department of Insurance issued Company Bulletin 2025-17 in response to the federal government shutdown that began October 1, 2025, calling on property, casualty, and automobile insurers to adopt protective measures for federal employees facing financial hardship, such as implementing a moratorium on cancellations and nonrenewals linked to non-payment of premium and extending […]
Michigan Requires Health Insurers to Cover COVID-19 Vaccines at No Cost
MI| Bulletin 2025-23-INS, issued by the Michigan Department of Insurance and Financial Services, mandates that health insurers in the individual and small group markets must continue to cover COVID-19 vaccinations without cost-sharing, following Executive Directive 2025-7 and Michigan law MCL 500.3406bb. This requirement is aligned with recommendations from the federal Advisory Committee on Immunization Practices […]
Rhode Island Legislature Adopts Sweeping Insurance Reforms Including Cybersecurity and Pet Insurance Standards
RI| Bulletin 2025-4, issued by the Rhode Island Insurance Division outlines legislative changes enacted by the Rhode Island General Assembly in 2025 impacting the insurance industry. Each change is noted below with a brief description and corresponding provisions or impacts. Legislative Changes Summary Each legislative change may require insurers to submit new or revised filings […]
Texas Designates Clear Lake Area “Underserved” for POA Insurance; FAIR Plan Coverage Now Available
TX| The Texas Commissioner of Insurance’s Official Order No. 2025-9553 (dated October 15, 2025), designates a specific area near Clear Lake in Harris County as an underserved area for Property Owners Association (POA) insurance under the Texas FAIR Plan. Following petitions from five property owners associations, the Commissioner reviewed market data, held a public hearing, […]
Arizona Insurance Department Calls for Flexible Coverage and Support Amid Gila County Flood Crisis
AZ| The Arizona Department of Insurance and Financial Institutions issued Bulletin 2025-09 in response to the September 2025 flooding emergency in Gila County, urging all insurers to provide relief for affected policyholders. Insurers are encouraged to maintain coverage, prevent policy lapses, and offer flexible grace periods, payment plans, and claims handling to support individuals and […]
Arkansas Expands Access to Short-Term, Limited Duration Insurance Plans Under New State Rule
AR| The Arkansas Insurance Department Bulletin No. 14-2025 announces that Arkansas will permit authorized issuers to sell short-term, limited duration insurance (STLDI) plans under state law, allowing initial terms of less than 12 months with renewals up to 36 months total coverage. STLDI plans in Arkansas must include state mandated benefits (unless exempt), prominently identify […]
Alaska Insurers Reminded to offer Fair Treatment to Consumers Following the 2025 Storm Impacting the West Coast
AK| Bulletin B25-07 issued by the Alaska Division of Insurance addresses fair treatment measures for consumers affected by the 2025 storm on Alaska’s west coast, following a disaster declaration by the Governor. Insurers are required to provide relief to policyholders, particularly through premium grace period extensions of at least two weeks, and by adapting healthcare […]
Tennessee Issues New Guidelines for Insurers’ Use of Aerial Imagery in Property Policies
TN| The Tennessee Department of Commerce and Insurance Bulletin 25-03 addresses the guidelines and consumer protections related to insurers’ use of aerial imagery in property insurance, particularly for homeowners policies. The bulletin emphasizes that aerial imagery, though valuable for claims and underwriting, must not be relied upon as the sole source for decisions and should […]
State Insurance Bulletin Demands Fair Access, Transparent Commissions for Medicare-Eligible Idahoans
ID| The Idaho Department of Insurance issued a Bulletin No. 25-06 to clarify its expectations regarding unfair trade practices affecting Medicare-eligible consumers, emphasizing that health insurance carriers and producers must make all approved products and enrollment applications readily accessible, avoid discouraging the sale of any filed plan, and honor compensation structures as originally developed unless […]
New Mexico Updates PBM Licensing Process; Applications Now Filed with Company Licensing Bureau
NM| The New Mexico Office of Superintendent of Insurance has issued Bulletin 2025-011, which repeals prior Bulletins 2023-001 and 2023-035 and updates the process for Pharmacy Benefit Manager (PBM) licensing and compliance. PBM license applications and renewals must now be filed with the Company Licensing Bureau rather than through SERFF, and annual renewal fees ($500) […]