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Delaware Issues Emergency Insurance Bulletin to Protect Federal Workers During Government Shutdown

DE| The Delaware Department of Insurance issued Bulletin No. 160 (see Revised Bulletin 160) responding to the federal government shutdown by urging all insurance carriers operating in Delaware to temporarily accommodate impacted federal employees and contractors facing financial hardship. The accommodations include a minimum 60-day premium payment grace period, a moratorium on cancellations and nonrenewals […]

Delaware Updates Form Filing Fee Rules: $2,000 Cap and New Refund Process for Insurers

DE| The Delaware Department of Insurance REVISED Bulletin No. 38 reminds insurance carriers of the $2,000 form filing fee cap under HB 242, clarifies that no fee is required for informational filings, and updates the process for correcting insufficient filing fees via the SERFF platform. Key Points: Click here to see REVISED DE Bulletin No. […]

The Surplus Line Association of California Shares the DOI Request to Insurers to Expand Liability Coverage for Foster Family Agencies

CA| California Insurance Commissioner Ricardo Lara has issued a renewed request for insurers, including surplus line carriers, to initiate or expand liability coverage for Foster Family Agencies (FFAs) in California, citing ongoing concerns about the accessibility of this crucial insurance and referencing the potential legal risk to the state’s roughly 200 FFAs due to insufficient […]

Oklahoma insurers: Key 2025 regulatory changes under HB 1497 introduce NAIC-aligned group capital and liquidity reporting requirements

OK| Oklahoma Insurance Department issues Bulletin No, 2025-09: House Bill 1497 introduces significant changes to Oklahoma’s insurance regulatory framework for holding company systems, effective November 1, 2025. It aligns Oklahoma’s law with the NAIC Model Law by requiring annual group capital calculations and liquidity stress tests, establishes confidentiality provisions, and outlines exemptions and specific criteria […]

Colorado Division of Insurance urges carriers to extend grace periods and waive late fees for federal employees impacted by the ongoing government shutdown

CO| Bulletin No. B-6.05, issued by the Colorado Division of Insurance, addresses the impact of the ongoing federal government shutdown affecting approximately 57,000 federal employees and their families in Colorado, who face furloughs or unpaid work. It urges insurance carriers to support these federal employees by avoiding cancellations, lapses in coverage, or late fees caused […]

The Colorado Division of Insurance Suspends Certain Data Testing Requirements for Life Insurers

CO| The revised Colorado Bulletin B-10.004 addresses the quantitative testing reporting requirement for life insurers who use external consumer data and information sources under Regulation 10-1-1. Due to the absence of finalized rules on the required quantitative testing, the Division of Insurance is waiving the requirement to include quantitative testing descriptions in annual reports due […]

Colorado Clarifies Policyholder Obligation to Pay Auto Deductibles

CO| The Colorado Division of Insurance Bulletin No. B-5.54 provides guidance regarding auto insurance deductibles and clarifies that policyholders must pay their deductibles as stipulated in their insurance contracts. Insurers are prohibited from condoning or participating in arrangements where auto repair shops waive deductibles, and must communicate clearly to policyholders about this responsibility. Referring policyholders […]

Massachusetts Sets New 2026-2028 Credit Insurance Rates for Motor Vehicle Dealers

MA| The Massachusetts Division of Insurance has issued Bulletin 2025-05 announcing new deviated case rates for credit life and credit accident and health insurance sold by motor vehicle dealers, applicable to policies issued or renewed between January 1, 2026, and December 31, 2028. These rates are determined after reviewing the combined experience of all insurers […]