South Carolina Holds Household Goods Rate Steady while Decreasing Other Credit Property Insurance Rates
SC| The South Carolina Department of Insurance has issued Order No. 2025-005 to set and approve rates for credit property insurance sold with loans under the Consumer Protection Code for 2026. After review, the Department found no objections to the proposed rates and approved a 10% rate decrease for most coverages, except Household Goods – […]
New South Carolina Insurance Order Sets Lower Rates for 3-Day Retro Credit Accident and Health Plans
SC| South Carolina Department of Insurance Order No. 2025-004 sets the approved rates for 3-day retroactive credit accident and health insurance provided in connection with consumer loans for 2026, in accordance with state consumer finance law and actuarial review of recent years’ loss ratios. The order establishes a 15% rate reduction for 2026 due to […]
Arkansas Revises Data Submission Guide: Public Comment Open Through October 31
AR| The Arkansas Insurance Department has released Bulletin 12-2025 to announce the draft Version 9.0.2025 of the Data Submission Guide (DSG) for the Arkansas Healthcare Transparency Initiative’s All-Payer Claims Database, replacing the previous version and opening a 30-day public comment period. The revision includes significant updates to data submission requirements, now mandating reporting of denied […]
California Department of Insurance Implements “No Vigilantes Act”: New Rules Ban Bail Agents from Immigration Enforcement
CA| California Department of Insurance issues Bulletin 2025-15 on Senate Bill SB 805 (“No Vigilantes Act”), signed into law on September 20, 2025, immediately imposes new restrictions and requirements on California law enforcement agencies and licensed bail fugitive recovery agents, with a strong emphasis on safeguarding immigrant populations and upholding transparency within the state’s bail […]
Michigan Updates Guidance: Short-Term Limited Duration & Fixed Indemnity Insurance Rules Changed for 2025
MI| Bulletin 2025-22-INS issued by the Michigan Department of Insurance and Financial Services provides updated guidance on short-term limited duration (STLD) insurance and fixed indemnity excepted benefits coverage, superseding the prior 2024-23-INS bulletin. The bulletin notes that due to federal litigation and policy changes in 2024 and 2025, federal enforcement of certain notice and requirements […]
Idaho’s New Surplus Line Brokers Portal Launched Oct. 1, 2025
ID| The Idaho Surplus Line Association (SLA) Broker Portal launched October 1st, offering brokers and administrators a new online platform for filing and payments, with access to account activation support and payment functionality for stamping fees available at launch. Activation emails are sent to brokers and designated administrative users, who are responsible for setting up […]
New Hampshire Insurance Department Clarifies Producer Service Fees for Medicare Advantage Sales
NH| The New Hampshire Insurance Department issued Bulletin #INS 25-074-AB clarifying compensation practices for producers licensed to sell Medicare Advantage (MA) and Medicare Supplement (MS) plans, noting heightened consumer need due to carrier market exits and regional sales limits. Producers may not receive extra compensation directly tied to selling, soliciting, or negotiating insurance, but may […]
California’s Assembly Bill 144 Protects Access to COVID-19, Flu, and RSV Shots—Even Beyond Federal Guidelines
CA| California Insurance Bulletin 2025-14 announces the immediate effect of Assembly Bill 144, which strengthens and expands requirements for health insurers to provide coverage for preventive care services, including immunizations, by establishing January 1, 2025, as the baseline for recommended services and empowering the California Department of Public Health (CDPH) to update coverage requirements. The […]
Medicare Supplement Insurers Must Update Systems for Expanded Access as Nevada Enacts SB 292
NV| Nevada Insurance Division Bulletin 25-002 clarifies the requirements under SB 292 for Medicare Supplement issuers, mandating that policies must be offered to certain Medicare-eligible individuals under age 65. The initial open enrollment for these individuals runs from October 1, 2025 to April 1, 2026, with future open enrollment beginning on the first day of […]
Texas Department of Insurance Issues Bulletin Regarding Compliance with Senate Bill 1238
TX| On September 29, 2025, the Texas Department of Insurance reminded insurers, including HMOs, of the requirements of Senate Bill 1238, which amends Insurance Code Section 544.002 to prohibit discrimination against widowed individuals. Insurers may not refuse coverage, limit benefits, or charge different rates based on widowhood when compared to married individuals. All insurance policies […]