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California repeals 20-hour prelicensing for most insurance producers; keeping the 12-hour ethics and Insurance Code training

CA| The November 10, 2025 Notice from the California Department of Insurance explains that, effective January 1, 2026, Assembly Bill 943 repeals the 20‑hour prelicensing education requirement in California Insurance Code section 1749 for most insurance producer license applicants, including property, casualty, commercial lines, personal lines, limited lines automobile, life, and accident and health or […]

New Advisory: Agent Compensation Cuts and Access Barriers in Medicare Markets Deemed Unfair by Montana CSI

MT| The Montana Commissioner of Securities and Insurance issued an Advisory Memorandum, on November 6, 2025, clarifying unfair trade practices in the marketing of health insurance products, especially those targeting Medicare-eligible Montanans. The guidance emphasizes that restricting access to approved health insurance products or discouraging agent sales constitutes unfair or deceptive conduct under Montana law. […]

Wisconsin OCI Announces 2026 Insurance Agent Appointment Renewal Window Through NIPR; Electronic Payments Required

WI| The Wisconsin Office of the Commissioner of Insurance (OCI) has issued a bulletin regarding the 2026 agent appointment renewal process, which will be handled electronically through the National Insurance Producer Registry (NIPR). All resident and nonresident agent appointments will be included on the renewal invoice unless terminated by December 15, 2025, and appointments added […]

Illinois Protects Vaccine Access: Emergency Rule Requires Comprehensive Insurance Coverage for All Recommended Immunizations

IL| The Illinois Department of Insurance issued Company Bulletin 2025-18 in response to recent changes in federal vaccine recommendations, to ensure continued health insurance coverage for preventive immunizations in the state. This directive, effective immediately, requires all Illinois-regulated health insurance plans—including self-funded plans for state and local government employees—to cover, without cost-sharing, all vaccines recommended […]

Minnesota Regulators Urge Insurance Flexibility for Federal Workers Impacted by Shutdown

MN| The Minnesota Department of Commerce issued a Memorandum on Nov. 7, 2025 urging insurance and financial institutions regulated in Minnesota to support federal employees facing financial hardship due to the ongoing federal government shutdown. It emphasizes flexibility and proactive assistance for affected Minnesotans to help them maintain critical coverage and financial stability during this […]

Oklahoma Insurance Bulletin Warns: Insurers Must Maintain Fair Access and Compensation for Medicare Products

OK| The Oklahoma Insurance Department issued Bulletin No. 2025-12 to clarify its stance regarding unfair trade practices among health insurers, particularly concerning the restriction of access to Medicare Advantage and Supplement plans. The Department warns insurers against actions such as removing enrollment applications, discouraging producers from selling their products, or changing compensation mid-year, as these […]

Texas Insurance Companies: Annual Data Call Deadline Set for February 6, 2026

TX| The Texas Department of Insurance (TDI) issues Bulletin B-0016-25 announcing the annual data call for experience and workers compensation deductible plans, covering the period January 1 to December 31, 2025. All Texas-licensed insurers writing specified property and casualty lines—excluding farm mutuals and surplus lines—must submit their data using a designated fillable PDF form by […]

ELANY Bulletin: Multi-Factor Authentication Now Required for Most NY Insurance Brokers Starting November 2025

NY| The Excess Lines Association of New York (ELANY) issues Bulletin No. 2025-22 announcing the final phase of New York Department of Financial Services (DFS) Cybersecurity Regulation 23 NYCRR 500 requirements, effective November 1, 2025. The bulletin details new multi-factor authentication (MFA) requirements for brokers, additional cybersecurity measures for those with limited exemptions, and the […]

Missouri Expands Moratorium: Condominium Associations Now Protected from Insurance Policy Cancellations After Storms

MO| Missouri Insurance Bulletin 25-11, issued on November 4, 2025, from the Missouri Department of Commerce and Insurance, serves as an addendum and clarification to Bulletin 25-10 regarding post-storm cancellations and non-renewals of insurance policies. The Bulletin extends the prior moratorium to also cover master condominium association policies, ensuring that these and homeowners’ and dwelling […]