NJ Department of Banking and Insurance Urges Carriers to Support Residents Impacted by Federal Shutdown

NJ| The New Jersey Department of Banking and Insurance Bulletin No. 25-09 addresses the impact of the ongoing federal government shutdown on New Jersey residents, urging insurance carriers and financial institutions to adopt supportive measures for affected individuals. The bulletin recommends actions such as relaxing payment due dates, extending grace periods, waiving late fees, permitting […]
New Mexico Cracks Down on Deceptive Marketing of Excepted Benefit Health Plans

NM| The New Mexico Office of Superintendent of Insurance issued Bulletin 2025-012 to replace Bulletin 2020-013, strengthening consumer protections against deceptive marketing and advertising of excepted benefit health plans. The bulletin prohibits selling or advertising excepted benefit plans using terms or representations that imply equivalence to ACA-compliant major medical coverage; identifies specific deceptive practices—such as […]
Arizona Department of Insurance Expands Emergency Relief to Mohave & Maricopa Counties Following Severe Storms

AZ| The AZ Bulletin 2025-09 Addendum, issued by the Arizona Department of Insurance and Financial Institutions extends the relief measures originally introduced for Gila County to insurers operating in Mohave County and certain areas of Maricopa County following expanded emergency declarations by Governor Hobbs due to severe weather events. The Addendum clarifies that customer relief […]
KY DOI Urges P&C Insurers to Protect Federal Workers’ Coverage During Shutdown Grace Period

KY| The Kentucky Department of Insurance Bulletin 2025-04 urges all licensed Kentucky property and casualty insurers to voluntarily provide temporary relief measures so federal employee policyholders affected by the October 1, 2025 federal government shutdown do not lose coverage or face additional hardship, primarily by deferring cancellations for nonpayment, extending time frames for payments and […]
Insurers in New Mexico Must Adopt New UM/UIM Forms Following Regulatory Order

NM| Bulletin 205-013, from the New Mexico Office of Superintendent of Insurance (OSI), mandates that all automobile insurers covering risks in New Mexico must now use per-vehicle disclosure and exclusion forms for uninsured/underinsured motorist (UM/UIM) coverage. This requirement stems from the New Mexico Supreme Court decision in Kileen v. Didio (June 30, 2025), which clarified […]
Puerto Rico Updates Insurance Licensing Exams: New Life & Health Requirements Effective January 2026

PR| The Puerto Rico Commissioner of Insurance has issued Circular Letter CC-2025-249-SP which has been translated to English below: October 28, 2025 CIRCULAR LETTER NUMBER: CC-2025-249-SP TO THE ENTIRE INSURANCE INDUSTRY OF PUERTO RICO AND THE GENERAL PUBLIC UPDATE OF STUDY MATERIAL AND EXAMS FOR APPLICANTS FOR INSURANCE SALES LICENSES Dear Ladies and Gentlemen: In […]
Colorado Connect to centralize all health plan renewal notices for 2026, aiming for simpler, clearer communication with enrollees

CO| The Colorado Division of Insurance Bulletin No. B-4.152 outlines new procedures for renewal notices for off-exchange Silver Enhanced Savings and non-subsidized health benefit plans sold through Colorado Connect for the 2026 plan year. Under this bulletin, all renewal notices will be generated and distributed centrally by Colorado Connect, relieving carriers from the responsibility of […]
New 2026 Requirement: All Alabama Surplus Line Policy Reporting and Tax Remittance Must Be Made Via SLIP for States Platform

AL| The Alabama Department of Insurance has announced, through Bulletin 2025-06, that effective January 1, 2026, all Alabama-licensed surplus line brokers and non-admitted carriers writing surplus line business in the state must use the SLIP for States platform for reporting and payment of surplus line policy data and taxes, replacing the NAIC’s OPTins platform. Key […]
Michigan Regulators Crack Down on Delay Tactics in Auto Insurance Claims

MI| The Michigan Department of Insurance and Financial Services (DIFS) issued Bulletin 2025-25-INS to address and clarify its position on improper claims administration practices in automobile insurance, replacing the previous Bulletin 2025-19-INS. The bulletin warns insurers that certain claims practices—such as misrepresentations, failure to promptly investigate or pay undisputed claims, withholding statutory interest, or unreasonably […]
Rhode Island Insurance Department Publishes Latest Auto Body Labor Survey: What RI Repair Shops Can Expect This Year

RI| The Rhode Island Department of Business Regulation Insurance Bulletin 2025-5 summarizes the results of the 2025 Auto Body Labor Rate Survey, detailing prevailing labor rates for auto body repair across insurers with greater than 1% market share in Rhode Island. The survey reports show notable variation in rates for services such as sheet metal/refinish, […]