New Hampshire Sets New Standard for Uniform Health Complaint and Appeal Reporting Starting April 1, 2026.
NH| New Hampshire Insurance Department Bulletin INS 26-001-AB requires all New Hampshire health carriers, entities offering group health and employee benefit plans, and medical utilization review entities to submit annual complaint and appeal data for managed care plans using a standardized Excel template beginning with the filing due April 1, 2026, with an initial two-year […]
Montana Commissioner Releases Advisory on Pet Insurance: What Insurers and Producers Need to Know for 2026
MT| The Montana Insurance Commissioner released a January 14, 2026 Advisory Memorandum clarifying how Montana’s new Pet Insurance Act should be applied in practice, focusing on what constitutes “marketing” of non‑insurance pet wellness programs and minimum disclosure standards for the free look period under pet insurance policies. Key Points: Click here to see MT January […]
Puerto Rico Enacts New Law Requiring Annual Reporting on Tobacco Cessation Coverage by Insurers
PR| Circular Letter CC-2026-2053-D (original Spanish version) issued by the Office of the Commissioner of Insurance of Puerto Rico announces that, effective immediately, Puerto Rico Act 10-2026 requires insurers, health service organizations, health plans, and any contracted health service entities to submit an annual report to the Department of Health’s Tobacco Prevention, Control and Oral […]
Michigan DIFS Issues New AI Governance Bulletin for Financial Service Providers
MI| Bulletin 2026-03-BT-CF-CU from the Michigan Department of Insurance and Financial Services sets expectations for how regulated financial service providers must govern and control their use of artificial intelligence and other advanced computational technologies when those tools are used to make or support decisions that impact consumers. The bulletin emphasizes that AI use does not […]
New 2026 Co-Pay Limit Announced for Orally Administered Antineoplastic Drugs in Michigan
MI| The Michigan Department of Insurance and Financial Services issued Bulletin 2026-02-INS on January 13, 2026 to notify health insurers of the updated annual cap on co-pay and coinsurance for orally administered antineoplastic (anti-cancer) medications, as required by MCL 500.3406ff(1)(b), explaining that the cap must be adjusted each year based on the cumulative annual change […]
NC DOI Issues Revised Disclosure Statement Requirements to Improve Clarity and Accessibility for Residents
NC| The North Carolina Department of Insurance Bulletin Number 26-B-01 announces revised Disclosure Statement requirements for North Carolina continuing care providers under Article 64A and introduces a standardized Disclosure Statement Handbook that all providers must follow for filings on or after April 24, 2026. The Handbook establishes uniform content, organization, formatting, and accessibility standards, clarifies […]
Delaware Department of Insurance Sets New Notification, Rating, and Compliance Standards for Medigap Carriers Under SB 71
DE| The Delaware Department of Insurance combined Bulletin, Domestic & Foreign Insurers No. 164 and Producer & Adjusters No. 40, explains new consumer protections and carrier obligations under Delaware Senate Bill 71 for Medicare Supplement (Medigap) policyholders, including a birthday-based special enrollment right, guaranteed issue rights when moving from Medicare Advantage to Original Medicare, and […]
Insurers Must Return Full Unearned Premium on Cancellations, With Limited Retention for Unrecoverable Expenses
TX| The Texas Department of Insurance announces Rule Amendments to 28 TAC §5.7015 require personal auto and residential property insurers to refund the full unearned premium on a strictly pro rata basis when a policy or endorsement is cancelled, effectively prohibiting the use of short rate provisions or any retention of unearned premium amounts. Unearned […]
California Issues One-Year Moratorium on Homeowners’ Nonrenewals in Gifford Fire Zones
CA| Bulletin #1515 from the Surplus Line Association of California reports that Insurance Commissioner Ricardo Lara, through Bulletin 2026-1, has imposed a one-year mandatory moratorium on homeowners’ insurance nonrenewals and cancellations due to wildfire risk in areas affected by the Gifford Fire, applicable to both admitted and nonadmitted residential property insurers. The moratorium is retroactive […]
New ELANY Bulletin 2026-04: Key Deadlines for 2025 NY Excess Line Premium Tax Filings
NY| Bulletin 2026-04 from ELANY reminds all licensed New York excess line brokers that a 2025 Premium Tax Statement must be filed electronically via the DFS Portal by March 16, 2026, with no exceptions, including for brokers with no business, who must submit a zero return using the DFS system already available for that purpose. […]