Louisiana Issues Notice of Intent to Amend Regulation 89

LA | The Louisiana Department of Insurance is in the process of amending Regulation 89—Suitability in Annuity Transactions. The proposed amendments to Regulation 89 are necessary to implement the provisions of Act No. 73 of the 2023 Regular Session of the Louisiana Legislature and to incorporate pertinent standards, rules, and requirements identified in the model […]

Louisiana Issues Notice of Intent to Amend Regulation 85

LA | The Louisiana Department of Insurance (LDI) is in the process of amending Regulation 85 – Valuation of Life Insurance Policies. The purpose of the amendment to Regulation 85 is to incorporate changes to the general calculation requirements for basic reserves and premium deficiency reserves that were made to NAIC Model Regulation #830. Click […]

Louisiana Issues Notice of Intent to Repeal Regulation 18

LA | The Louisiana Department of Insurance (LDI) is in the process of repealing Regulation 18 – Non-Profit Funeral Service Associations, Reinstatement of Lapsed Policies. The Department of Insurance is repealing Regulation 18 because La. R.S. 22:196 now provides current guidance regarding lapsed policies. View Regulation 18 here.

ELANY Issues Bulletin Regarding Minimum Premiums

NY | The Excess Line Association of New York (ELANY) has issued Bulletin No. 2024-13 concerning minimum premiums. Filings must list a total written premium for the entire policy period. Where total written premium is not known, an estimated premium must be listed. In the past, ELANY has advised brokers in certain situations to list […]

Alabama Amends Surplus Lines Requirements

AL | Alabama Senate Bill 46 has been amended to prohibit individuals from representing unauthorized insurers except in cases such as surplus lines insurance, reinsurance, and certain other transactions. The bill clarifies that contracts made in violation of this prohibition do not invalidate the insured’s rights and increases the penalties for those who willfully aid […]

Vermont Announces Regulation Concerning Suitability in Annuity Transactions

VT | The Vermont Department of Financial Regulation has announced the issuance of Regulation I-2023-01 Suitability in Annuity Transactions, effective July 5, 2024. Purpose1. The purpose of this rule is to require producers, as defined in this rule, to act in the best interest of the consumer when making a recommendation of an annuity and […]

Wisconsin Summarizes the Insurance Omnibus Law (2023 Wisconsin Act 212)

WI | The Wisconsin Office of the Commissioner of Insurance has issued a bulletin summarizing a recently enacted law that impacts the insurance industry. The Wisconsin Office of the Commissioner of Insurance (OCI) is providing this summary to make insurers, agents, and interested parties aware of the changes. Click here for more information.

Vermont Health Insurance Mandates Checklist and Mental Health Parity Data Collection

VT | The Vermont Department of Financial Regulation has issued Insurance Bulletin No. 230. The Insurance Division (Division) provides the following guidance to insurers and other health plans subject to the Department of Financial Regulation’s oversight (collectively, issuers) seeking to demonstrate compliance with mental health parity requirements. The Division requires issuers to file all certificates […]