LA| Bulletin 2026-05, by the Louisiana Department of Insurance (LDI), explains that effective January 1, 2027 every admitted insurer writing homeowners or private passenger automobile insurance in Louisiana must submit an annual Rate Transparency Report based on the insurer’s most recently approved rate filing, due each January 1, in accordance with La. R.S. 22:1464.1. The bulletin directs insurers to file this report in PDF format through the POIDRS module of LDI’s Industry Access Portal (with registration and access instructions in the portal help manual) and notes that the portal is not yet active but is expected to be available by November 1, 2026, with a separate activation notice to follow.
The Report must be substantially similar to the model rate transparency report promulgated by the Commissioner and must include a graphical representation showing a percentage breakdown of the “cost elements” (LDI’s terminology for statutory rating factors) that affect the filing, with all cost element percentages summing to 100, as illustrated in the model report included in the bulletin.
Click here to see LA Bulletin 2026-05 with Model Report