VI| Bulletin 2026-01, issued by the U.S. Virgin Islands Division of Banking, Insurance and Financial Regulation announces that Optimum Global Insurance Company has withdrawn its individual health insurance business from the U.S. Virgin Islands effective December 31, 2025, after the Division of Banking, Insurance, and Financial Regulation approved only a 4% (instead of the 7.5% requested) rate increase due to insufficient supporting documentation under Title 22 § 53a, and the company determined that its small, unprofitable book of 43 policies covering 63 lives, combined with heavy reporting and a 1.25 million capital requirement, made continued operation unsustainable; the Division notes Optimum Global’s business decision to nonrenew and states it is exploring other insurers to provide individual health products in the Territory.