NJ| The New Jersey Department of Banking and Insurance Bulletin No. 25-09 addresses the impact of the ongoing federal government shutdown on New Jersey residents, urging insurance carriers and financial institutions to adopt supportive measures for affected individuals. The bulletin recommends actions such as relaxing payment due dates, extending grace periods, waiving late fees, permitting payment plans, and delaying cancellations and non-renewals, as well as forbearance on insurance and loan obligations—all while maintaining prudent business practices—to help federal employees and residents mitigate financial hardship and avoid lapses in coverage or credit issues during this period.