NM| Bulletin 2026-003, Issued by New Mexico Superintendent of Insurance, announces that ISO has downgraded the Ruidoso fire service protection areas’ Public Protection Classification (PPC) from class 2 to class 3 effective July 1, 2026, and requires residential property/casualty insurers with affected customers to notify policyholders within 90 days using specified or similar language about potential premium and coverage impacts and suggesting they work with local officials on community improvement plans.
- PPC for Ruidoso fire service protection areas is changing from class 2 to class 3 effective July 1, 2026.
- Residential property/casualty insurers must send written notices to affected policyholders within 90 days, using OSI-prescribed or similar language.
- The notice must explain PPC as a rating factor, warn of possible premium/renewal impacts, and direct policyholders to local officials for community improvement plans.