NV| Nevada Division of Insurance Bulletin 25-005 announces that, effective January 1, 2026, insurers writing property insurance on real property may use a new “Program of Flex-Rated Filing” under Section 20.3 of Assembly Bill 376 instead of filing rate increases under NRS 686B.070, provided filings are submitted via SERFF and clearly identified as flex-rated filings in the description and memorandum. The Commissioner must set and may annually adjust threshold limits for maximum overall rate impact and maximum individual rate disruption, and the Division will use formal rulemaking to set these thresholds, including public input and consideration of economic conditions. For the initial period starting January 1, 2026, both the maximum overall rate impact and the maximum individual rate disruption thresholds are set at 3.000 percent, and these will remain in effect until changed by regulation.