HI| Hawaii’s Insurance Commissioner announces further refinements to the revised Property & Casualty rate, rule, and form filing requirements (now titled “Hawaii General Requirements and Filing Instructions v1.1”), clarifying the use of various RF forms, narrowing certain requirements to personal lines/COMFAL/dwelling products, and updating expectations for rate impact and loss cost analyses, with an extended effective date of April 1, 2026 for mandatory use of the new materials while preserving existing treatment for filings submitted before that date.
- Implementation timeline and applicability: The revised v1.1 materials are posted on SERFF and the Division’s website, must be followed for all P&C filings submitted on or after April 1, 2026, and do not require re-filing or conforming of submissions made before that date (including currently pending filings), with questions directed to the Division’s P&C contact listed in the memo.
- Key procedural changes: Updates to RF1, RF10, RF11, RF12, and RF14 include limiting RF14 and certain requirements to independent forms and specified personal lines products, exempting clarifying endorsements from rate impact analysis, refining loss cost impact expectations for independent coverage restrictions, clarifying loss data removal disclosures, and adding guidance on prohibited rating variables and permissible county-level risk classification for motor vehicle filings.