CT| Connecticut Insurance Department Bulletin MC-24B updates annual reporting requirements for carriers delivering or issuing health insurance policies in Connecticut concerning mental health and substance use disorder (MH/SUD) parity compliance, effective March 1, 2026, and replaces Bulletin MC-24-A. This policy requires carriers to review and report on their non-quantitative treatment limitation (NQTL) practices ensuring parity with medical/surgical benefits, with strict submission protocols and substantial penalties for late or non-compliant filings.
Key Points
- Annual MH/SUD Parity Compliance Reports: Carriers must complete and submit a detailed annual compliance analysis addressing NQTL provisions, demonstrating parity with medical/surgical benefits both in policy and practice, beginning March 1, 2026.
- Certification Requirements: Submissions must include a Certification Form, NQTL Report, and a cover letter signed by a company officer to be considered complete.
- Penalties for Non-Compliance: Failure to file by the deadline results in a fee of $100 per insured, up to a $625,000 annual maximum.
