AL| Alabama Department of Insurance issued updates to Regulation Chapter 482‑1‑159, titled “Strengthen Alabama Homes” (SAH), which sets out the rules for the SAH grant program that provides funding to homeowners to retrofit their primary residences to the IBHS FORTIFIED Roof (or successor) standard to reduce wind damage and obtain insurance premium credits; it covers eligibility, application and grant process, contractor and evaluator requirements, and conflict‑of‑interest rules, with the current version effective January 1, 2026.
Rules, Titles, and Effective Dates
- Rule 482‑1‑159‑.01 – Purpose, Scope, and Authority
Effective date: January 1, 2016 (originally), with the current amendment effective January 1, 2026. - Rule 482‑1‑159‑.02 – Grants
Effective date: January 1, 2016 (originally), with the current amendment effective January 1, 2026. - Rule 482‑1‑159‑.03 – REPEALED
This rule was repealed effective July 17, 2022; it is no longer in force. - Rule 482‑1‑159‑.04 – Grant Allocations
Effective date: January 1, 2016 (originally), with the current amendment effective January 1, 2025. - Rule 482‑1‑159‑.05 – Severability and Effective Date
Effective date: January 1, 2016 (originally), with the current amendment effective January 1, 2025. - Rule 482‑1‑159‑.06 – Contractor Eligibility Requirements
Effective date: July 17, 2022 (originally), with the current amendment effective January 1, 2026. - Rule 482‑1‑159‑.07 – Contractor Conflict of Interest
Effective date: July 17, 2022 (originally), with the current amendment effective January 1, 2025. - Rule 482‑1‑159‑.08 – Evaluator Eligibility Requirements
Effective date: July 17, 2022 (originally), with the current amendment effective January 1, 2025. - Rule 482‑1‑159‑.09 – Evaluator Conflict of Interest
Effective date: July 17, 2022 (originally), with the current amendment effective January 1, 2025.