NC| Bulletin 25-B-06 from the North Carolina Department of Insurance outlines the procedures for insurance companies and adjusting firms to follow when deploying catastrophic (CAT) adjusters in the event of a disaster in North Carolina. It emphasizes the necessity for proper identification, compliance with state laws, and clear distinctions between company adjusters and public adjusters.
Main Points:
- All CAT adjusters must carry a specific NCDOI-issued identification badge to gain access to disaster areas, and companies must notify the Department immediately upon deploying out-of-state adjusters, providing details such as licensure status and completion of the recommended CAT course.
- Out-of-state adjusters licensed in their home state may operate in North Carolina for emergency adjustment work without obtaining a North Carolina license, provided they work for an authorized insurer and all notification and identification procedures are followed.
- Public adjusters, who represent insured individuals rather than insurance companies, are not permitted to adjust claims in North Carolina without a state-issued public adjuster license, even during catastrophic emergencies.
